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Personal Finance

  • Millions of Brits in for shock charges as credit card rates hit highest level since 1998

    August 9, 2022

    With credit card borrowing growing at its fastest pace since 2005, new analysis shared with City A.M. this morning shows that last month average rates on credit cards hit their highest level since 1998. An analysis of the Bank of England’s quoted household interest rate figures uncovered that average credit card rates jumped 0.23 percentage [...]

  • Working in partnership to help children learn about money and finances

    August 8, 2022  |  Sponsored

    Managing money is a key skill that is essential for adult life. Financial education therefore has the potential to equip young people with the confidence and skills they need to build their futures, open the door to a world of opportunities and transform their lives. However, the level of financial capability in the UK is [...]

  • Fraud on the rise as cost of living soars, FCA warns

    August 4, 2022

    The UK’s top financial watchdog sounded the alarm over rising fraud rates today as scammers look to swoop on vulnerable consumers amidst a cost of living crunch.

  • UK is ‘card fraud capital of Europe’, warns top think tank

    August 3, 2022

    The UK is the 'card fraud capital of Europe' with Brits falling foul of scammers at a higher rate and bigger cost than any other country, a top think tank warned today.

  • Peer2Peer Finance Awards – nominations now open!

    August 3, 2022  |  Sponsored

    Peer2Peer Finance News is hosting its inaugural awards event – the Peer2Peer Finance Awards – on Tuesday 6 December 2022 at the prestigious Hurlingham Club in London. The awards will highlight the best and brightest among the peer-to-peer lending industry, including platforms and the service providers supporting them. Categories have been announced, with all awards free to enter [...]

  • Cost of living crisis prompts almost a third of UK workers to take second job 

    July 28, 2022

    Nearly third of workers in the UK are seeking to work two jobs to support themselves as the cost of living crisis sends prices of essentials soaring. 32 per cent of workers are aiming to take on a second job in addition to their current job to make more money, a national survey of 2000 [...]

  • FCA reveals major consumer regulation shake-up but delays deadlines after industry protest

    July 27, 2022

    The UK’s top financial watchdog has revealed its plans to tighten protections for consumers today in the biggest package of regulatory reforms to hit the City in a decade.

  • Consumer Duty set to deliver ‘biggest regulatory overhaul in a decade’ for financial services

    July 26, 2022

    City firms are braced for one of the biggest shake ups of UK financial services regulation in a decade this week as the UK’s top watchdog unveils its new Consumer Duty to ramp up protection of savers and retail investors.

  • Money matters – Financial literacy: A vaccine for life

    July 12, 2022  |  City Talk

    Could a double dose of financial literacy combined with experience help households make more rational financial decisions? What can be done to enable households to make more rational financial decisions? In the wise words of Warren Buffet, one of the greatest investors of all time, invest in yourself by accessing the latest financial education for [...]

  • HgCapital and a dash of HG Sauce

    July 5, 2022

    Inflation on the up; recession threat rising; markets in the land of the bears – just three of the issues confronting the private equity sector today. Standard operating procedure for investors in private equity investment trusts when faced with such a backdrop? Assume heavy NAV markdowns, a dearth of realisations and significant widening of discounts. [...]

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