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      Motor finance trade body gears up for legal challenge to £9bn redress

      Financial watchdog announces motor finance redress scheme, sparking potential banking sector mergers and acquisitions wave

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Banking

  • Motor finance trade body gears up for legal challenge to £9bn redress

    Banking

    The motor finance industry’s trade body is mulling lodging a legal battle against the UK financial watchdog‘s £9bn redress scheme. The Finance and Leasing Association (FLA), which counts Santander and the financial arms of BMW and Volkswagen among its members, is reported to be leaning towards challenging the City regulator’s scheme. Members of the body [...]

    Financial watchdog announces motor finance redress scheme, sparking potential banking sector mergers and acquisitions wave
  • Motor finance and wealth progress in spotlight for Lloyds earnings

    Banking

    Investors will be looking for old wounds to be heal and crucial updates on expansion progress when Lloyds Banking Group gives its first-quarter update next week. The FTSE 100 banking titan – which is frequently cited as the UK’s most-traded stock – will give markets an insight into how it started the new year on [...]

    Lloyds headquarters exterior against a clear sky, showcasing iconic modern architecture in a bustling business district
  • FTSE 100 Live: Stocks drop as Trump in ‘no rush’ to end Iran war; Retail sales jump on fuel rush

    Markets

    Good morning and welcome back to the City AM liveblog. Donald Trump has slapped another extension on ceasefires in the Middle East following Wednesday’s intervention, where a previous deadline was set to expire. Just days ago, Trump said he was extending the ceasefire indefinitely as the deadline for strikes on Iranian power plants drew nearer. [...]

    Donald Trump at Pennsylvania CPA event, addressing financial policies to an audience of accounting professionals
  • ‘Wake-up call’ for UK financial firms as internal control failures drive £1bn fines

    April 24, 2026

    UK financial services firms, which faced £1bn worth of fines since 2021 for internal control failings, should be “seriously concerned”, says the Chartered Institute of Internal Auditors (CIIA).   More than half of the 97 Financial Conduct Authority (FCA) enforcement cases analysed by CIIA relate to firms “not getting the basics right”, with many linked [...]

  • FTSE 100 banks £16bn payday to face economic reality check

    April 23, 2026

    Provisions for sour loans threaten to take a bite out of profit growth as Barclays kicks off FTSE 100 banks earnings season next week whilst economic tensions loom over the wider financial industry. UK banks will give a snapshot of the gathering tensions in the economy next week as the nation’s top lenders update the [...]

  • Santander hits pause on €5bn buyback after US takeover

    April 23, 2026

    Santander has been forced to hit the pause button on its bumper buyback programme announced earlier this year to comply with US regulation. The Spanish-headquartered bank told markets on Thursday it would temporarily suspend the €5bn (£4.3bn) buyback launched in February to comply with US regulation around its takeover of Webster. The lender struck a [...]

  • FTSE 100 Live: Stocks slump as oil rises; Reeves tax hikes trigger borrowing boost

    April 23, 2026

    Good morning and welcome back to the City AM liveblog. An extended ceasefire may have been announced in the Middle East, but its left markets with major appetite for further peace before investor sentiment recovers. Brent crude – the international benchmark for oil prices – was trading back over the $100 mark on Thursday morning. [...]

  • Motor finance: City watchdog faces legal battle over £9bn scheme

    April 22, 2026

    The City watchdog is set to face a legal challenge to its motor finance redress scheme after being accused of leaving motorists “out of pocket”. The Financial Conduct Authority (FCA) revealed its highly-anticipated £9.1bn scheme at the end of March, which cut the headline bill for lenders from £11bn. But Consumer Voice – a group [...]

  • Barclays sweetens mortgage deals as interest rate decision takes focus

    April 22, 2026

    Barclays has become the latest bank to wade into the flurry of mortgage rate cuts as lenders turn their attention to next week’s interest rates decision. The FTSE 100 giant cut rates across more than 20 mortgage products from Wednesday morning. It follows on from a slew of reductions from the likes of HSBC UK, [...]

  • FTSE 100 Live: Stocks jitter as inflation surges; Trump extends ceasefire

    April 22, 2026

    Good morning and welcome back to the City AM liveblog. Inflation has surged this morning follow the outbreak of war in Iran. Fresh figures from the Office for National Statistics (ONS) has shown the consumer price index rose by 3.3 per cent in the 12 months to March 2026. That’s up from three per cent [...]

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