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Personal Finance

  • The cheapest Stocks and Shares ISA providers

    March 28, 2025

    According to Kepler Trust Intelligence, AJ Bell is the best 'all-rounder' ISA provider, even though competitor Trading 212 took the label of the cheapest provider.

  • Spring Statement 2025: City praises potential ISA reforms

    March 26, 2025

    Chancellor Rachel Reeves confirmed in the Spring Statement that reforms to Individual Savings Accounts (ISAs) are on the horizon, a statement that has been welcomed by the investment industry in the City of London. “The government is looking at options for reforms to Individual Savings Accounts that get the balance right between cash and equities [...]

  • Three of the top robo-advisers for Stocks and Shares ISAs

    March 26, 2025

    Robo-advisers are growing in popularity as a way for hands-off investors to have their portfolio managed at lower costs. These financial robots are aimed at ISA and non-ISA investment customers, though not all robo-adviser firms offer a full range of ISA options. A robo-adviser uses algorithms that analyse investors’ answers to pre-set questions, then suggests [...]

  • Cash ISA savers missing out on billions with low-interest accounts

    March 25, 2025

    According to Paragon Bank research, millions of savers keep money in Cash ISA accounts paying two per cent or less. Figures from Paragon reveal that £54bn is held in such low-interest Cash ISAs. Cash ISAs remain hugely popular with savers as a low-risk option for their money, with any interest earned free of tax. Around [...]

  • Consumer confidence ticks up but ‘little evidence’ of recovery

    March 21, 2025

    Consumer confidence rose by one point in March as Brits became more pessimistic about their own finances but more optimistic about the UK’s. The overall effect was to push confidence up to -19 in March, from -20 in February and -21 in March last year. The index remained below its long-term average. “If consumer confidence [...]

  • Should I consolidate my pension pots?

    March 19, 2025

    The UK is reckoning with a proliferation of small pension pots, which is increasing costs for providers and making retirement planning challenging for savers. The cheapest Self-Invested Personal Pension (SIPP) providers According to research from the Institute of Fiscal Studies, in 2024 there were 12.1m defined contribution (DC) pension pots which held less than £1,000 [...]

  • Talking Finance: Five questions you should ask yourself before investing

    March 17, 2025

    In this episode of Talking Finance, Marianna Hunt, a volunteer at City Pay it Forward, explains the five questions everyone should ask themselves before they start investing.

  • Lessons in investing from ISA millionaires

    March 17, 2025

    interactive investor is the UK’s second largest investment platform for private investors. Last week, we celebrated International Women’s Day, so I thought it was apt to dedicate this week’s column to dispelling some of the myths surrounding the way women invest their money so that we can empower and inspire more women to invest – [...]

  • Four tax reliefs to make the most of before 5 April

    March 14, 2025

    Savers and investors have just a few weeks left to take advantage of their tax reliefs before the financial year ends on 5 April. Using these tax reliefs helps make the most of an uncertain political environment around wealth, with some tax allowances slashed in the 2024/25 year. These are four of the top tax [...]

  • Stocks and Shares ISA inspiration from the experts

    March 12, 2025

    As part of City AM's series on ISAs, we asked Camilla Esmund, senior manager, interactive investor to gather some Stocks and Shares ISA inspiration from the experts.

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