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interest rates

  • ‘Weak fiscal position’ pushes UK borrowing costs to 27-year high

    August 18, 2025

    Government borrowing costs have jumped over the past two weeks, flashing warning signs for Chancellor Rachel Reeves. The 30-year gilt yield hit 5.57 per cent on Friday before falling back to stick around 5.54 per cent when trading began on Monday.  Gilt yields are higher than levels seen in April after President Trump announced sweeping [...]

  • Bank of England: Future of interest rate cuts now ‘more uncertain’  

    August 7, 2025

    The future of interest rate cuts is now “more uncertain” as the Bank of England suggested it was more worried about inflation ticking up higher than expected.  In its decision on Thursday, the Bank voted 5-4 for interest rates to be cut by 25 basis points to four per cent.  But the Bank now believes [...]

  • Bank of England cuts interest rates in historic vote 

    August 7, 2025

    The Bank of England has cut interest rates to four per cent in an unprecedented double vote as Monetary Policy Committee members clashed on the impacts of a crumbling jobs market and higher food prices.  Monetary Policy Committee (MPC) members were told to vote a second time after four members voting for a 25 basis [...]

  • House builder blames ‘broken planning system’ and interest rates for loss

    August 7, 2025

    In independent house builder has blamed the “broken planning system” and high interest rates putting off first time buyers for it falling into the red. Cheshire-based Eccleston Homes has reported a pre-tax loss of £1.2m for the 12 months to 31 October, 2024, down from the £2m profit it achieved in the prior year. New [...]

  • House prices rise ahead of key Bank of England rate decision

    August 7, 2025

    House prices rose at their fastest pace since the start of the year in July, as buyers shake off concerns about higher property taxes and push ahead with purchases. Prices rose 0.4 per cent in June, according to the latest index from Halifax, with the average property price now £298,237 compared to £297,157 last month. [...]

  • LIVE: Bank of England cuts interest rates to four per cent

    August 7, 2025

    The Bank of England has slashed interest rates to the lowest level in more than two years at four per cent. The decision to cut rates from 4.25 per cent comes after members were told to vote for a second time after facing a split decision. It follows the Bank’s chief economist, Huw Pill, telling [...]

  • Mortgage recovery hinges on a Bank of England interest rate cut

    August 6, 2025

    Homeowners across the UK are catching a break as mortgage arrears fell for the first time since the cost-of-living crisis began – but a full recovery will hinge on the Bank of England’s decision on Thursday. Missed mortgage payments in the second quarter fell by 4.4 per cent across the UK, whilst direct debit rejections [...]

  • Zempler Bank grows profit on the back of high interest rates

    August 6, 2025

    Zempler Bank has recorded its third consecutive year of profitability after a cheering jump in customer deposits and a strong performance in interest income. The UK fintech – formerly known as Cashplus – recorded a 58 per cent leap in pre-tax profit to £5.2m for the year ending March 31 2025. It comes as deposits [...]

  • Cut interest rates to four per cent, City AM Shadow MPC says

    August 5, 2025

    Top economists have voted 8-1 for interest rates to be slashed by 25 basis points in City AM’s new Shadow Monetary Policy Committee (MPC). Amid high inflation and falling job numbers, the Bank of England is set to face a difficult finely balanced decision on Thursday on whether to cut interest rates from the current [...]

  • FTSE 100 banks outperform but face tougher waters ahead

    August 4, 2025

    The FTSE 100’s banking constituents breezed through the second quarter results season as interest income remained stable and trading income soared on the back of market volatility. The ‘Big Five’ banks of London’s flagship stock index – Barclays, HSBC, Natwest, Lloyds and Standard Chartered – pocketed a combined £12.8bn in the three months to June [...]

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