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digital banks

  • Metro Bank shares dip after SME lending pivot sees profit balloon

    Banking

    Metro Bank has swung back into profit as the firm’s pivot into small business lending led to a bump in revenue. The FTSE 250 lender returned to profitability with a pre-tax profit of just north of £98m – a 15-year high and major clawback from losses of £14m last year. The swing came as Metro [...]

    Metro Bank has received takeover interest. Photographer: Simon Dawson via Getty Images)
  • Revolut: Inside Nik Storonsky’s $75bn fintech empire still waiting for its crown

    Fintech

    In Revolut’s shiny new Canary Wharf headquarters, the command ‘Get Sh*t Done’ is bolted onto the walls. The unconventional office mantra is a stark reminder of co-founder Nik Storonsky’s acerbic, straight-talking manner that has kept the gas pumping at the UK’s most valuable fintech since it opened for business in 2015. “Whenever a target is set, [...]

    Revolut app interface on smartphone screen showcasing financial transaction features, set against a modern office background.
  • Klarna delivers $1bn quarter but shareholder returns take beating

    Fintech

    Klarna delivered a record quarter at the end of 2025, with revenue rocketing, but the firm reported a major slump in shareholder returns after its stock price took a bruising following its public debut. The Swedish fintech unicorn notched just north of $1bn (£743m) in revenue, marking a 38 per cent jump year-on-year as active [...]

    Klarna IPO trading scene with stock market charts and business professionals discussing investment strategies
  • UK fintech Zempler Bank snapped up for less than half previous valuation

    February 12, 2026

    London-based fintech Zempler Bank has been snapped up by Nigeria’s biggest bank in a deal that has slashed the firm’s valuation, City AM can reveal. The small business lender – formerly known as Cashplus – has been acquired by The Access Bank UK with a price tag of around £3.45p per share. The sale represents [...]

  • UK fintech investment hits lowest since pandemic despite Revolut boost

    February 11, 2026

    Investment into the UK’s fintech sector tumbled to a five-year low in 2025 even after a major boost from industry juggernaut Revolut. UK fintech received just shy of $11bn (£8bn) in investment in 2025, falling a fifth from the $13.4bn notched the year prior, according to new figures from KPMG. A hefty chunk of the [...]

  • Why Natwest splashed the cash for a slice of the wealth management pie

    February 10, 2026

    Natwest has opened its wallet for its biggest deal since the financial crisis, as the bank revives its appetite for acquisitions after the remaining government-owned shares in the business were finally sold. But after the FTSE 100 firm watched its share price sink into the red on Monday, will there be a sense of buyer’s [...]

  • JP Morgan’s Chase sets sights on UK insurance market

    February 4, 2026

    Global banking giant JP Morgan has set its sights on the UK insurance market with its consumer arm Chase set to enter the scene. The new offering, branded as Chase Protect, will envelope its essential coverage bundle into one single month fee, designed as an add-on for current account holders. While JP Morgan has operated [...]

  • Exclusive: Starling’s top investor withdraws support for London IPO

    February 4, 2026

    Starling’s elusive billionaire backer has gone cold on his ambition for the digital bank to list in London, City AM can reveal, in a move that will heighten fears of the fintech heading to New York for its highly-anticipated IPO. Harald McPike had lobbied for the group to launch its initial public offering in London [...]

  • Full map of closures: Santander axes another 44 branches putting 291 jobs at risk

    January 29, 2026

    Santander has made another cull to its branch network as the Spanish banking giant ploughs ahead with its digital transformation. The lender said it would close another 44 branches, which will put 291 jobs at risk of redundancy, as the bank turns its focus to its digital offer to keep at pace with its fintech [...]

  • HSBC seals $300bn price tag as FTSE 100 banks rally

    January 27, 2026

    Shares in Britain’s banking giants were helping lift the FTSE 100 out of the red this morning as blue-chip lenders rallied ahead of earnings season. HSBC topped the index’s risers with a gain of nearly three per cent to 1,278.20 – an all-time high for Europe’s largest lender. The rally came after Citigroup raised the [...]

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