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SME

  • High street banks’ SME lending comeback won’t rattle challengers

    June 20, 2025

    High street banks are flocking back to small- and medium-sized enterprise (SME) lending but face a battle against fintechs which have captured their spot. The Big Four banks have shed their market stronghold in SME lending. Research from the British Business Bank in March revealed challenger banks make up around 60 per cent of gross [...]

  • Co-op boss urges Miliband to support small firms

    June 19, 2025

    The boss of the Co-op has urged Ed Miliband to rectify the host of “far-reaching challenges” impeding small businesses’ net zero efforts, warning that a paucity of cheap finance and planning red tape were getting in the way of firms’ ambitions. In a letter seen by City AM Shirine Khoury-Haq said Britain was at a [...]

  • Sky, Channel 4 and ITV launch first unified ad marketplace

    June 17, 2025

    In a landmark move set to shift UK TV advertising, Sky, Channel 4, ITV, and Comcast have announced their intent to launch a premium self-service video advertising marketplace. For the first time, small and medium sized businesses, or SMEs, will be able to run a single ad campaign across all three broadcasters’ platforms, simplifying access [...]

  • Simply: Fintech SME lender expands loan book as firms turn to debt finance

    June 17, 2025

    Simply Asset Finance notched a record loan total in the last year as firms turned to debt financing to fuel their expansion plans. The UK lender to small- and medium-sized enterprises topped £1.75bn in the total cumulative value of all loans they’ve approved and funded after the firm’s loan book expanded by £505m over 2024.  [...]

  • High street banks ramp up SME lending to highest since 2022

    June 16, 2025

    High street banks are scaling up their lending to small businesses, with the first quarter of 2022 hitting the highest amount since 2022.  Lenders issued £4.6bn worth of loans in the first three months of the year marking a 14 per cent year-on-year jump. The rise was driven by a surge of lending to agriculture, [...]

  • UK SMEs could ‘unlock £78bn’ by using AI

    May 21, 2025

    The UK’s small and medium enterprises (SMEs) could unlock up to £78bn for the economy over the next decade through greater adoption of generative AI. Despite the transformative potential of AI tools like ChatGPT, Copilot, and other large language models (LLMs), uptake among SMEs remains limited. Less than one in five small businesses are currently [...]

  • Shawbrook Bank’s loan and deposit book boosted by retail demand

    May 15, 2025

    Shawbrook Bank received a boost to its loan book in the first-quarter driven by strong demand in commercial and retail markets. Lending increased to £15.8bn, from £15.2bn at the end of 2024. This marked a 15 per cent annual jump. The growth came as the group’s structured lending pipeline reached a new high, as it [...]

  • Secure Trust bolsters lending as it ‘monitors’ global turbulence

    May 15, 2025

    Specialist lender Secure Trust Bank delivered an upbeat first-quarter trading statement on Thursday with growth across lending and deposits. The London-listed lender posted a 3.2 per cent quarterly increase in its net lending to £3.7bn. This was up 10.5 per cent from the first quarter of 2024. The firm said its business finance and consumer [...]

  • Small businesses ‘held back’ by £112bn of late payments

    May 14, 2025

    Small and medium-sized businesses (SMEs) are owed some £112bn in late payments, new research has suggested, with buyers “holding back” UK growth.  Nearly 5.5m companies with fewer than 250 employees and modest revenues are seen as the “backbone” of the UK economy and key to unlocking growth.  But new research by the Centre for Economics [...]

  • Revolut, Allica, Zopa: Analysts back ‘enduring value’ of UK fintech

    May 13, 2025

    UK fintech received a wealth of praise from Peel Hunt analysts in a fresh sector note following a year of rapid growth for the industry. Fintech firms booked record profits in 2024 and have transitioned from disrupting the banking climate to direct competition with traditional lenders. Revolut topped 52.5 million customers in 2024, surpassing Europe’s [...]

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