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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

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Personal Finance

  • The Debate: Should you use AI for financial guidance?

    November 19, 2025

    Many Brits have turned to AI chatbots for financial guidance, but should they? We get two experts to go head to head in this week's Debate.

  • Laddering savings: A smarter approach

    November 11, 2025

    Savers face a consistent dilemma: whether to lock money in for longer to secure today’s rate or keep it flexible in case conditions change. A laddering strategy manages both. It’s a simple premise: instead of putting all your savings into one fixed term account, they are spread across products with different maturities. When one matures, [...]

  • Experian to include rent payments in credit scores

    November 3, 2025

    FTSE 100 giant Experian has announced plans to include rental payments in a major revamp of the formation of credit scores. The agency said it was overhauling its scoring system to better reflect “more of the everyday financial behaviours that matter” which included things “like paying rent or reducing overdraft use”. It follows a warning [...]

  • The ‘confidence gap’ is discouraging women from investing

    October 23, 2025

    The UK financial services’ sectors fixation with the ‘confidence gap’ is actively turning women away from investing, a trading platform has warned. An analysis by Etoro of more than 80 UK reports on women investing by the financial services industry, found a repeated belief that the gender investment gap was caused by a lack of [...]

  • Brits over £200 worse off as cost of living crisis continues

    September 30, 2025

    Brits have found themselves over £200 worse off each month compared to last year, as they continue to suffer the consequences of the cost of living crisis. According to the latest report from specialist bank Shawbrook, the average UK adult is suffering a deficit of £224 each month. Nearly 40 per cent of people confirmed [...]

  • Gen Z will ‘need at least £3m’ to retire comfortably

    September 30, 2025

    People in their 20s will need at least £3m pension pot if they want to enjoy a comfortable retirement, a fresh study has shown, throwing into sharp relief the corrosive impact that inflation has on savings. According to an analysis from Rathbones, a 25-year-old today will need a pension pot of £3.1m if they want [...]

  • Autumn Budget: Rachel Reeves told to scrap ‘not fit for purpose’ Lifetime ISA

    September 12, 2025

    Chancellor Rachel Reeves has been warned that the Lifetime ISA (LISA) is “not fit for purpose and must be reformed” in the Autumn Budget. Tom Goddard, a senior associate at audit, tax and business advisory firm Blick Rothenberg, has argued that the LISA “must be reformed to not conflict with shared ownership schemes”. The LISA [...]

  • University students lack basic financial knowledge, research finds

    September 9, 2025

    Incoming university students lack basic understanding and knowledge of personal finance, leaving them at risk of running out of money, new research has found. Nearly 50 per cent of young adults felt stressed about their financial situation ahead of starting Higher Education, while four in ten didn’t feel at all prepared financially, according to retail [...]

  • Parents forced to delay retirement to bankroll staggering university costs

    September 4, 2025

    Over a third of UK parents are postponing retirement to fund their children’s university education. According to a new study from wealth manager Rathbones, parents expect to work an average of five years longer than initially planned to afford increasingly higher education costs. However, more than a quarter estimate they will need to extend their [...]

  • Gen Z are afraid of credit cards. But can you blame them?

    August 20, 2025

    New data has revealed that not only is Gen Z not using credit cards, they're actively afraid. But can we blame them, asks Rich Bayer.

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