A complete guide to ISAs Personal Finance For UK investors, few acronyms carry as much weight as “ISA.” The Individual Savings Account remains the bedrock of personal financial planning in Britain, a tax-efficient sanctuary for your wealth amid ever-increasing taxes. As we move into the new tax year, the importance of maximising this allowance has never been greater. According to the IFS, [...]
Three of the top robo-advisers for Stocks and Shares ISAs Personal Finance Robo-advisers are growing in popularity as a way for hands-off investors to have their portfolio managed at lower costs. These financial robots are aimed at ISA and non-ISA investment customers, though not all robo-adviser firms offer a full range of ISA options. A robo-adviser uses algorithms that analyse investors’ answers to pre-set questions, then suggests [...]
Four tax reliefs to make the most of before 5 April Personal Finance Savers and investors have just a few weeks left to take advantage of their tax reliefs before the financial year ends on 5 April. Using these tax reliefs helps make the most of an uncertain political environment around wealth, with some tax allowances slashed in the 2024/25 year. These are four of the top tax [...]
A guide to ISAs: The different options for savers February 24, 2025 An Individual Savings Account (ISA) is a tax-efficient way to save or invest. It allows you to earn interest or returns without paying income or capital gains tax. There are five different types of ISAs to suit various financial goals. Understanding the different options will help you choose the right one for your needs. 1. [...]
ISA changes to be government priority in 2025 says AJ Bell boss December 5, 2024 AJ Bell’s boss has said that ISA simplification is expected to be a priority for the government next year. “My understanding is that in 2025 we’ll see some progress on ISA simplification, and we’ll look to engage with government as part of that,” said AJ Bell CEO Michael Summersgill. There had been anticipation of a shakeup in [...]