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interest rates

  • GDP shrinks in January as UK economy prepares for upcoming tax hikes

    March 14, 2025

    The UK economy underperformed expectations in January. According to the latest set of gross domestic product (GDP) figures published by the Office for National Statistics (ONS), the economy shrank by 0.1 per cent in January as output was dragged down by a sharp drop in output in the production sector. Over the three months to [...]

  • Rate-setter calls on Bank of England to adopt ‘activist’ approach to rates

    March 6, 2025

    The Bank of England should adopt a more activist approach to setting interest rates in order to deal with the “substantial volatility” affecting geopolitics and financial markets, a rate-setter has said. Catherine Mann, an external member of the Bank’s Monetary Policy Committee (MPC), argued that rate-setters should be more willing to vote for more radical [...]

  • Bank of England still on track to cut interest rates despite surging wages

    February 18, 2025

    "Pay growth went up, but actually not quite as much as we were expecting," Andrew Bailey said at an event in Brussels.

  • What do falling interest rates mean for my finances?

    February 14, 2025

    The Bank of England trimmed interest rates to 4.5 percent in February, the first of what could be multiple cuts this year aimed at kickstarting the UK’s weak economic growth. This raises questions about what loosening monetary policy could mean for savers’ finances. The BoE now expects GDP growth “to be notably weaker in the near [...]

  • Bellway: Housebuilder in recovery as share price ‘at odds’ with performance

    February 11, 2025

    Housebuilder Bellway reported strong growth in home completions over the last six months, which analysts have said could be a sign the wider homebuilding sector is set for a recovery. The company reported an 11.9 per cent uptick in housing completions in the six months ended 31 January, with more than 4,500 properties completed with [...]

  • The end of stamp duty relief isn’t the only cost going up for first-time buyers

    February 11, 2025

    First-time buyers (FTBs) are facing higher costs across the board as they grapple with not only high stamp duty fees, but a low stock of affordable houses, more stringent lending requirements and higher upfront costs. First and foremost, stamp duty relief is set to end on March 31, which has driven a significant boost in [...]

  • Home repossessions rise as higher interest rates bite borrowers

    February 10, 2025

    The number of homeowners with mortgages facing repossession rose in the fourth quarter of 2024 as buyers struggled with higher interest rates. UK Finance figures show that repossessions rose 12 per cent in the last three months of 2024 compared to the previous year and were up 54 per cent yearly. Overall, 1,030 residential houses [...]

  • What the Bank of England interest rate cut means for your money

    February 6, 2025

    Consumers need “careful financial planning in the months ahead” after the Bank of England cut interest rates on Thursday, wealth manager Quilter has warned. Financial planner at Quilter Holly Tomlinson said the 25 basis point cut will be “good news” for borrowers, whilst savers will be stung by lower returns on deposits.  Tomlinson said: “Banks [...]

  • FTSE 100 surges after Bank of England cuts interest rate

    February 6, 2025

    The FTSE 100 and FTSE 250 surged higher today after the Bank of England moved to cut interest rates to 4.5 per cent in a bid to breathe life into Britain’s ailing economy. All of the Bank’s nine-strong monetary policy committee voted in favour of a reduction in rates, with two members of the group [...]

  • Nearly a million extra savers face shock tax bills

    January 28, 2025

    Almost 1m more savers could be hit with shock tax bills this year, Shawbrook Bank has warned – unless they keep their cash in an ISA. More than 6m savers will pay tax on interest in 2025, up 800,000 from the number of savers who had to pay tax on interest last year. This is [...]

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