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Opinion

  • A warning from the future: Don’t bank on old ways

    December 4, 2011

    FOR banks, the path of lowest possible risk is to continue doing what they’ve always done; however this would be a grave mistake, as Alan Hughes wrote in the Forum last week [The challenge to banks: Who will lead on service, Wednesday]. Not only is service important, as Hughes argues, but with technology shifting the [...]

  • Keep a new Heathrow runway on the table

    December 4, 2011

    GRIDLOCK is often the outcome of public sector walkouts so we can be grateful that last week’s strikes did not, as feared, severely impact upon Heathrow. Civil servants and others stepped in to prevent the lengthy queues and angry scenes that would have damaged our international reputation with both tourists and businesses. As a world-leading [...]

  • RAPID RESPONSES

    December 4, 2011

    UnCommons sense As a tax-and-spend liberal who believes in big government I am confounded to find myself agreeing with Dr Tim Morgan [There’s one economic policy the coalition has yet to try, last Tuesday]. He points to some truths that have been forgotten by all parties in this debate: growth is unlikely to come from [...]

  • Time to bring our roads into the market economy: A bold vision for better transport

    December 1, 2011

    IMAGINE a private utility that charged customers the same regardless of the service it provided. Imagine it raises £32bn in revenue per annum from those customers, but spends less than a third of it on maintaining and upgrading its assets. Everyone depends on its service, yet it is unreliable, frequently overwhelmed by demand and in [...]

  • The EC proposals for audit reform: A costly mistake

    December 1, 2011

    THE European Commission has pulled off some feat with its proposals for audit market reform this week. It has united businesses, investors, the Big Four (Deloitte, Ernst & Young, KPMG and PricewaterhouseCoopers) and even on some points emerging and mid-sized auditors in their criticism of the proposals. How? Because the measures the Commission proposes won’t [...]

  • Looking the other way on the lip of the abyss

    December 1, 2011

    WE ARE approaching an economic event horizon. “Almost anything could happen in the next few months,” says Paul Tucker, deputy governor of the Bank of England, advising banks to prepare to withstand the worst. The exceptional coordinated action of central banks on Wednesday has been widely seen not just as offering temporary relief to the [...]

  • RAPID RESPONSES

    December 1, 2011

    Criticism, audited I welcome Mario Cientanni’s support for our proposals to increase audit exemptions [Red tape around audit is proving hard to untangle, yesterday]. I don’t agree that banks will continue to require audits as a condition of borrowing, and the British Bankers Association backs this up. We realise that not all companies will wish [...]

  • Rebuilding UK infrastructure as an engine for growth is a task for private companies

    November 30, 2011

    IN TUESDAY’S Autumn Statement, the chancellor committed an additional £25bn in public spending on infrastructure over the next three years. The importance of this promise isn’t in the Keynesian speed of the payback in employment (in fact modern road and rail infrastructure has long lead-in times), but in the significant benefits of great infrastructure in [...]

  • Red tape around audit is proving hard to untangle

    November 30, 2011

    THE Department for Business, Innovation and Skills (BIS) has published proposals to reduce financial reporting requirements for small and medium-sized enterprises (SME) and subsidiaries. EU rules mean that to classify as small for accounting purposes, a company must comply with two out of three criteria: gross assets of no more than £3.26m; turnover of no [...]

  • The unions are holding back better pay deals

    November 30, 2011

    IT MIGHT have been the worst general strike for a generation, but it clearly failed to take off. Apart from the closure of my children’s school, and the vast army of police protecting parliament, I honestly didn’t notice much impact from it. As the Prime Minister said, in the end it felt a bit of [...]

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