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Opinion

  • Stronger growth points to review of the Bank’s forward guidance policy

    November 13, 2013

    THE UK economy is looking up – it’s official! The Bank of England delivered a hat-trick of good economic news yesterday in its latest Inflation Report projections. Economic growth is looking stronger, inflation is coming down more quickly than expected, and unemployment is now projected to be lower than in the previous forecast in August. [...]

  • Mentors are key to helping entrepreneurs reach the next stage of development

    November 13, 2013

    IT SEEMED Julie Waddell had all the ingredients for success when she set up Moorish, which sells Britain’s only smoked hummus products. Orders were pouring in, a leading supermarket had expressed interest in her wares and she had been nominated for an industry award. But Waddell needed help. Lacking business experience, she turned to Chris [...]

  • Do not assume that an interest rate rise would be bad for the economy

    November 13, 2013

    OTHER things being equal, is it better if interest rates are as far below inflation as feasible, or as high above? Most discussions of interest rates assume that lower interest rates are the better. We are told, in an optimistic tone, that “the Bank of England may be able to keep interest rates at 0.5 [...]

  • Letters to the Editor – 14/11 – Greenbelt, Premier league bid, Best of Twitter

    November 13, 2013

    Greenbelt [Re: The Greenbelt sacred cow: It pens in the poor for no environmental gain, yesterday] I agree 100 per cent with the author. Support for the Greenbelt is strong among those over 60. In many cases, these people bought property between the 1960s and 1980s, when prices were often below £50,000 in today’s money. [...]

  • How institutional capital could keep the lights on and lower energy bills

    November 12, 2013

    WITH so much talk about the lights going out in the UK over the next two to three years, it almost starts to be believable. In its last Electricity Capacity Assessment, Ofgem prophesied that our reserve margin of available capacity could fall below 5 per cent of total peak demand by 2015-16, raising the risk [...]

  • Against the Grain: The future’s bright for young people – but only if they learn more maths

    November 12, 2013

    A FASHIONABLE topic among pessimists is the lifetime prospects of children born into the middle class. Graduate debt, falling home affordability, and job insecurity after graduation, they all add up to to a miserable picture for young people today. Alan Milburn, the government’s “social mobility tsar”, put the seal of approval on this prevailing angst [...]

  • Why it’s no time to be complacent about the UK’s inflation problem

    November 12, 2013

    THE SURPRISE fall in the annual inflation rate in October to 2.2 per cent on the consumer price index and 2.6 per cent on the retail price index is obviously welcome news. However, it’s too soon to be complacent. It also reminds us that inflation has been consistently above the Bank of England’s 2 per [...]

  • Letters to the Editor – 13/11 – Listing rules, Greenbelt, Best of Twitter

    November 12, 2013

    Listing rules [Re: New listing rules protect investors and safeguard London’s open markets, yesterday] Elements of the new listing rules may help to prevent scandals involving poor corporate governance. But there is a danger that, by singling out companies controlled by majority shareholders for added scrutiny, we drive away future flotations. Many of the world’s [...]

  • Bank capital rules are holding back a credit binge – but also our recovery

    November 11, 2013

    THE RECENT run of better-than-expected economic data and the government’s Help to Buy scheme have sparked talk of a return to credit-fuelled boom and bust. Some have joined renowned monetary policy hawk Andrew Sentance, a former member of the Bank of England’s Monetary Policy Committee, in calling for interest rates to rise sooner rather than [...]

  • We need to judge policies by good outcomes not just on good intentions

    November 11, 2013

    OVER the past week, two aspects of our public debate have become noticeable. First, many judge policies by their intentions, not their effects. This often leads to policymaking that seeks fairness, but actually eliminates opportunity. The second is that unequal outcomes are often just assumed to indicate institutional bias or injustice. Both result in do-gooders [...]

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