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mortgage

  • ‘Mortgage mayhem’: Banks’ rates soar past 5.5 per cent amid Iran war volatility

    Banking

    The UK mortgage market has been flipped upside down with Brits facing higher prices to borrow in the short-term as the Iran war rattles the economy. The average five-year fixed deal for a homeowner has spiked to 5.54 per cent this morning, up from 4.95 per cent at the start of March, according to financial [...]

    FTSE 100 lenders were in the red as markers opened.
  • Mortgage deals shrink by a fifth since outbreak of Iran war

    Banking

    The number of mortgage deals on offer for homeowners have shrunk by nearly a fifth since war broke out in Iran just over three weeks ago. Just shy of 1,500 fewer residential mortgages were available on Monday morning, compared with March 9, amounting to a contraction of 19.5 per cent. According to financial information platform [...]

    Kirstie Allsopp is best known as co-presenter of Channel 4 property shows
  • Third of first-time buyers rely on bank of mum and dad

    Property

    Around a third of first-time buyers receive help from family and more than half rely on at least two full-time incomes, as access to first-time home ownership has collapsed this century. As many as 52 per cent of first-time buyers now rely on at least two incomes, up from just 40 per cent in the [...]

    UK Property funds have been under pressure since the pandemic.
  • Housing market struggles for momentum as Iran war looms

    March 12, 2026

    The UK housing market is struggling for momentum as uncertainty caused by the Iran war prompts banks to hike mortgage rates and pull deals.  New buyer inquiries weakened in February as 26 per cent of property professionals reported a fall in interest, up from 15 per cent in January, according to the Royal Institution of [...]

  • Mortgage lenders pull deals at fastest pace since mini-Budget

    March 11, 2026

    Mortgage lenders are pulling deals at the fastest rate since Liz Truss infamous mini-Budget amid growing agitation around the economic consequences of the Iran war. Nearly 500 homeowner mortgages have disappeared from the market in mere days, according to finanical information platform Moneyfacts, as average mortgage rates breeze past the five per cent mark. Moneyfacts [...]

  • Barclays joins run of mortgage rate hikes in blow to borrowers

    March 9, 2026

    Barclays has become the latest in a flurry of mortgage lenders to hike their rates amid mounting fears the Bank of England will keep the base interest rates higher for longer following the war in the Middle East. The blue-chip banking giant has slapped a 0.1 per cent increase on rates on a selection of [...]

  • ‘And so it begins’ – Mortgage lenders kick rates back up amid Middle East crisis

    March 5, 2026

    A number of mortgage lenders are kicking the their rates back up, with more expected to follow, as market conditions remain volatile due to the unfolding crisis in the Middle East. HSBC UK has said it will increase some of its mortgage rates for first-time buyers, movers and re-mortgagers and the UK’s largest building society, [...]

  • Mortgage approvals fall to two-year low 

    March 2, 2026

    Mortgage approvals slumped to a two-year low in January as buyers remain cautious following months of damaging uncertainty around the November Budget.  Net mortgage approvals for house purchases dropped to 60,000 in January, six per cent below the 64,100 six-month average, according to new Bank of England figures.  The property market is still suffering from [...]

  • Third of London homes cheaper to buy than to rent as prices fall

    February 25, 2026

    More than a third of London homes are now cheaper to buy than to rent as house prices in the capital shrunk in the last year. The proportion of London houses which are cheaper to buy with a mortgage has doubled since last year, from 18 to 36 per cent, while still lower than the [...]

  • Santander takes jab at City watchdog as motor finance bill balloons

    February 4, 2026

    Santander has took another major swipe at the City watchdog after the banking giant hiked its provisions for the motor finance scandal. As it reported full-year results, the bank said its bill for the car mis-selling saga had reached £461m, building on a previous £295m provision. It follows the bank’s UK arm missing its third-quarter [...]

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