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Retail investing

  • Government urged to amend the Pension Schemes Bill

    September 24, 2025

    The Association of Investment Companies, (AIC) has voiced its frustration at the incoming Pension Schemes Bill failing to include investment companies. The bill aims to strengthen pension investment by giving government powers to push schemes to invest a percentage of their portfolio in private assets. However, in the drafted legislation which is passing through the [...]

  • Brits forced to raid savings in order to cope with financial uncertainty

    September 23, 2025

    The strain of the cost of living crisis combined with ongoing wider economic problems has forced Brits to change both their spending and savings habits in order to remain financially stable. According to the latest survey from St James’s Place, 18 per cent of 8,000 respondents have had to dip into their savings, while 41 [...]

  • Economic and geopolitical tensions propels gold post Fed decision

    September 23, 2025

    Gold will continue its meteoric rise following the Federal Reserve’s interest rate decision, a top analysts has said, as economic and geopolitical conditions keep investors opting for the safe haven asset. The precious metal hit $3,759 (£2,782.36) on Tuesday morning, as the asset surged after a slight wobble following the US central bank’s decision to [...]

  • Exclusive: Investors cautiously bullish on Bitcoin

    September 23, 2025

    Retail investors are becoming increasingly optimistic about cryptocurrencies, as volatile market conditions cause people to consider adding the asset to their portfolio. According to a survey of 2,537 retail investors from investment advice platform Finimize,  nearly 70 per cent are more bullish on the opportunities offered from cryptocurrencies than equities over the next 12 months, [...]

  • ‘Cash cow’ inheritance tax receipts edge higher as further changes loom

    September 19, 2025

    Inheritance tax (IHT) receipts are on course for a record breaking year, as an increasing number of Brits brace themselves for further potential tax changes. According to the latest HMRC data, IHT receipts hit £3.7bn in the first five months of the 2025/26 tax year, continuing their two decade long upward trend. This is also [...]

  • Savers stick to cash amid fears over investment risks

    September 18, 2025

    Fears over falling stock prices are prompting UK savers to avoid investing, new research has found, with Brits preferring to park their earnings in cash. According to online trading platform IG, three in five savers believe any form of retail investing is too risky, despite government and industry figures’ encouragement  to increase their exposure to [...]

  • Why is the pharmaceutical industry turning its back on the UK?

    September 18, 2025

    Since coming into power last year, Rachel Reeves and Keir Starmer have consistently stressed the importance of the life science sector to the UK economy, viewing it as critical for growth. In its aim to boost the industry’s standing, Labour pledged to make the UK an attractive place for investment and innovation, and to increase [...]

  • UK investors flock back to developed markets as economic fears ease

    September 17, 2025

    Retail investors are regaining confidence in the UK and US markets as they lose patience with emerging markets performance. Over a third of UK retail investors view the domestic market as able to offer the strongest long-term opportunities, according to the latest research from investment platform eToro. The US economy’s improving performance has also lured [...]

  • State pension boost raises questions on tax and triple lock future

    September 16, 2025

    While pensioners may be cheering a proposed 4.7 per cent rise in the state pension, there are lingering questions over the sustainability of such increases and the viability of the triple lock itself. The proposed uplift means that payments to retirees are on track to rise by more than £560, bringing the new full state [...]

  • Brits risk financial future as they fail to save for retirement

    September 15, 2025

    UK savers are failing to put enough money away to fund retirement, despite growing calls from industry figures for people to get to grips with their pension savings. According to the latest report from Lloyds subsidiary Scottish Widows, nearly a quarter of working age people aren’t currently saving for retirement. Meanwhile, over a third are [...]

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