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Retail investing

  • Has debt become an inevitable part of life?

    September 27, 2025

    The UK has suffered a bout of economic stagnation in recent years, leaving many Brits in an unstable position, unable to afford everyday essentials or bolster their savings. This has caused a surge in people taking out high-interest loans or entering their overdraft to pay the bills, with people across the country digging themselves deeper [...]

  • Budget: Tax hikes loom for Britain’s wealthiest

    September 25, 2025

    Wealthy Brits are bracing themselves for a raft of tax rises in the looming Autumn Budget, prompting many to scramble to protect their wealth. According to the latest Saltus wealth index, nearly 80 per cent of high net work wealthy individuals (HNWIs) expect Labour to impose further tax rises in the next 12 months. While [...]

  • UK drug prices necessary to stop feud with companies, says science minister

    September 25, 2025

    The price the NHS pays for medicines will need to rise to end the feud with pharmaceutical companies and stop the exodus of investment in the UK, science minister Patrick Vallance has said. Lord Vallance told the Financial Times that “all options” were on the table in terms of UK drug pricing, after several large [...]

  • Graduates buckled by staggering amounts of student debt

    September 24, 2025

    UK borrowers have become burdened with excessive amounts of student debt, as interest on loans continues to climb. According to a freedom of information request submitted to the Student Loans Company (SLC) by asset manager Royal London, at the end of June 150,453 people had loans of £100,000 or more. This was a 33 per [...]

  • Standard Life set to enhance pension exposure in private markets

    September 24, 2025

    Pension provider Standard Life is set to launch a new fund with significant private market allocation, as it works to make investing in the private market more accessible for savers. The Future Opportunities fund aims to improve outcomes and boost returns by diversifying customer portfolios with exposure to quality private assets which could offer increased [...]

  • Government urged to amend the Pension Schemes Bill

    September 24, 2025

    The Association of Investment Companies, (AIC) has voiced its frustration at the incoming Pension Schemes Bill failing to include investment companies. The bill aims to strengthen pension investment by giving government powers to push schemes to invest a percentage of their portfolio in private assets. However, in the drafted legislation which is passing through the [...]

  • Brits forced to raid savings in order to cope with financial uncertainty

    September 23, 2025

    The strain of the cost of living crisis combined with ongoing wider economic problems has forced Brits to change both their spending and savings habits in order to remain financially stable. According to the latest survey from St James’s Place, 18 per cent of 8,000 respondents have had to dip into their savings, while 41 [...]

  • Economic and geopolitical tensions propels gold post Fed decision

    September 23, 2025

    Gold will continue its meteoric rise following the Federal Reserve’s interest rate decision, a top analysts has said, as economic and geopolitical conditions keep investors opting for the safe haven asset. The precious metal hit $3,759 (£2,782.36) on Tuesday morning, as the asset surged after a slight wobble following the US central bank’s decision to [...]

  • Exclusive: Investors cautiously bullish on Bitcoin

    September 23, 2025

    Retail investors are becoming increasingly optimistic about cryptocurrencies, as volatile market conditions cause people to consider adding the asset to their portfolio. According to a survey of 2,537 retail investors from investment advice platform Finimize,  nearly 70 per cent are more bullish on the opportunities offered from cryptocurrencies than equities over the next 12 months, [...]

  • ‘Cash cow’ inheritance tax receipts edge higher as further changes loom

    September 19, 2025

    Inheritance tax (IHT) receipts are on course for a record breaking year, as an increasing number of Brits brace themselves for further potential tax changes. According to the latest HMRC data, IHT receipts hit £3.7bn in the first five months of the 2025/26 tax year, continuing their two decade long upward trend. This is also [...]

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