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mortgage

  • Mortgage approvals rise for third month in a row 

    September 1, 2025

    Mortgage approvals for house purchases edged up in July, the third month in a row that has seen a rise, official data has shown.  Money and credit statistics published by the Bank of England showed the housing market remains intact despite fears it might slump ahead of the Autumn Budget. The rise in approvals came [...]

  • House prices in top catchment areas soar as parents race to bag places

    August 13, 2025

    House prices in top primary and secondary school catchment areas are now nearly 50 per cent more expensive than the average as competition intensifies amid an increase in private school fees. The average price of a home in the catchment areas of the top 50 primary and top 50 secondary schools in the UK is [...]

  • Persimmon: Profit jumps as construction activity rises

    August 13, 2025

    Persimmon has reported a double-digit rise in operating profit on increased construction volumes, despite ongoing affordability pressures. The housebuilder told markets this morning that private completions rose seven per cent to 3,987 homes, while total completions rose four per cent to 4,605. It is on track for completions of 11,000-11,500 homes for the full year. [...]

  • Mortgage recovery hinges on a Bank of England interest rate cut

    August 6, 2025

    Homeowners across the UK are catching a break as mortgage arrears fell for the first time since the cost-of-living crisis began – but a full recovery will hinge on the Bank of England’s decision on Thursday. Missed mortgage payments in the second quarter fell by 4.4 per cent across the UK, whilst direct debit rejections [...]

  • Paragon maintains pace as stamp duty changes slow mortgage lending

    July 29, 2025

    Paragon has weathered a shakeup in stamp duty as analysts hailed the FTSE 250 bank’s “excellent momentum” in the first nine months of the financial year.  The London-listed business recorded £1.1bn mortgage lending for the first three quarters, but estimated full-year volumes at the lower end of targets at £1.6bn. The firm said subdued activity [...]

  • Mortgages rebound in lift for housing market

    July 29, 2025

    Britons’ borrowing of mortgages and consumer credit rose at a faster pace in June, fresh Bank of England data has revealed, in signs that the recovery in the housing market is “well underway”.  In monthly statistics released by the Bank to signal trends in the UK banking system, it was revealed that net borrowing of [...]

  • Rightmove profits rise amid rental and commercial property growth

    July 25, 2025

    Britain’s largest property portal, Rightmove, posted a rise in revenue and profit on Friday, buoyed by estate agents upgrading marketing packages and growing demand across its rental and mortgage arms. The FTSE 100 firm told the market that revenue rose 10 per cent to £211.7m in the first half of 2025, up from £192.1m last [...]

  • FCA softens remortgaging rules in dash for growth 

    July 22, 2025

    The Financial Conduct Authority (FCA) is set to remove red tape on remortgaging in the latest sign public bodies are tearing up their rulebooks to align with the government’s growth agenda.  In new measures introduced by the City regulator, mortgage holders will be able to reduce the terms of their borrowing and switch to new [...]

  • House prices ‘continue to surprise’ as average property value ticks up in May

    July 16, 2025

    UK house prices rose again in May, bucking predictions of a slowdown in the market after stamp duty relief was axed earlier this year. The average price for a UK property reached £269,000 in May, up 3.9 per cent year on year and 1.1 per cent month on month. The bulk of this increase was [...]

  • Housebuilding targets are one thing, but we need mortgage reform too

    July 16, 2025

    Increasing the supply of new homes won’t make homeownership more affordable by itself – we need new kinds of mortgages too, says James Browne The government’s planning reforms that aim to increase the housing stock by 1.5m homes by the end of the parliament are a welcome step towards addressing Britain’s housing crisis. But supply [...]

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