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mortgage

  • Lloyds shares drop after income upgrade on higher interest rates

    Banking

    Lloyds Banking Group has upgraded its income targets for the year as the bank expects to bring in more cash as interest rates remain elevated from the Iran war. The FTSE 100 financial giant – which counts Lloyds Bank, Halifax and Bank of Scotland among its subsidiaries – said it expects net interest income to [...]

    Lloyds and Schroders partnered on the wealth venture in 2019.
  • Londoners wait far longer to sell homes as stamp duty weighs on confidence

    Property

    The wait for a London house sale is six days longer now than last year, as the capital sees the “greatest impact” from stamp duty and the Iran war’s hit to property confidence. The average time it takes for a house in the capital to be snapped up once it is listed on the market [...]

    Kensington property showcasing elegant architecture and vibrant surroundings, highlighting luxury real estate in London
  • Barclays sweetens mortgage deals as interest rate decision takes focus

    Banking

    Barclays has become the latest bank to wade into the flurry of mortgage rate cuts as lenders turn their attention to next week’s interest rates decision. The FTSE 100 giant cut rates across more than 20 mortgage products from Wednesday morning. It follows on from a slew of reductions from the likes of HSBC UK, [...]

    Barclays bank exterior with logo as it announces mortgage rate cuts amidst upcoming interest rate decision.
  • Santander and TSB kick off mortgage rate cuts after Iran turmoil

    April 16, 2026

    Santander and TSB have kicked off the mortgage rate cutting cycle after lenders pulled deals and hiked their rates amidst the turmoil in Iran. From Thursday, Santander said it would be lower the price on higher loan-to-value (LTV) mortgages products by near 0.3 per cent, which includes its two-year fixed, first-time buyer products. Meanwhile, TSB said it [...]

  • Aldi snaps up abandoned London psychiatric hospital to turn it into supermarket

    April 15, 2026

    Aldi has snapped up an abandoned London psychiatric hospital, City AM can reveal, in the latest sign discount supermarkets are getting increasingly creative in their search to acquire land to expand their UK footprint. The German grocer, which has over 1,000 stores in the UK but hopes to increase this by as many as 500, [...]

  • Help to buy scheme had ‘limited impact on social mobility’

    April 15, 2026

    Previous help-to-buy schemes did little to improve social mobility and mainly benefited high earners, the government has been warned, as it mulls reviving the programme. Help-to-buy, which offered equity loans to first-time buyers, had a “limited impact on social mobility,” the Institute for Fiscal Studies (IFS) has said.  The government is reportedly considering revising help-to-buy, [...]

  • ‘Mortgage mayhem’: Deal lifespans hit record low as interest rate cut hopes dim

    April 13, 2026

    Borrowers have been left in a “mortgage maze” after lenders frantically pulled deals due to the unfolding crisis in the Middle East leading to the lowest average shelf-life on record. The average mortgage was on the market for just eight days in March – the lowest since records began in November 2011. This marks a [...]

  • Mood has shifted on housing market as rates rattle demand

    April 9, 2026

    High mortgage rates are unlikely to deflate immediately even if the Iran ceasefire holds, property experts have warned, as rising rates stifle demand for houses. The number of Brits enquiring to buy a new home fell even further in March, down from negative 29 per cent in February to minus 39 per cent last month, [...]

  • House prices drop as Iran war shakes property market

    April 8, 2026

    House prices fell in March as the uncertainty caused by the Iran war stifled the property market and spiked fears of interest rate rises.  Average house prices fell 0.5 per cent last month, reversing the modest 0.3 per cent February increase, according to Halifax’s house price index. This is the latest signal that the Iran [...]

  • Mortgage approvals bounce back after two-year low

    March 30, 2026

    Mortgage approvals have bounced back after slumping to a two-year low last month, suggesting the property market was regaining momentum before the Iran war shocked global markets. The number of approved mortgages for house purchases increased to 62,600 in February, up from the two-year low of 60,200 in January, according to the Bank of England. [...]

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