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interest rates

  • Bank of England raises alarm on unemployment as interest rates unchanged 

    Economics

    The Bank of England has held interest rates but policymakers warned that the spiralling unemployment rate and weak growth was weighing down on price growth.  In its decision on Thursday, the Bank’s Monetary Policy Committee voted 5-4 to leave interest rates at 3.75 per cent.  But economists warned that unemployment could jump higher over the [...]

    The Bank of England is expected to go ahead with an interest rate cut despite high inflation.
  • Bank of England to avoid signalling faster interest rate cuts

    Economics

    The Bank of England will not signal a faster pace of interest rate cuts over the coming months to combat jobs market woes across the UK economy, with some economists fearing it could send markets mixed messages on monetary policy.  Markets expect interest rates to be held at 3.75 per cent on Thursday due to [...]

    The Bank of England is set to hold interest rates at its decision next week.
  • Bank of England should hold interest rates, City AM Shadow MPC says

    Economics

    The Bank of England should hold interest rates to get inflation back down to two per cent, City AM’s Shadow Monetary Policy Committee has said, as policymakers find insufficient evidence to lower borrowing costs.  The nine economists, who responded independently from their respective organisations, said recent data on price growth should be treated cautiously by [...]

    Bailey Boe portrait with a confident expression, suitable for professional and business news contexts.
  • FTSE 100 Live: Miners lead stock fall as gold rout deepens

    February 2, 2026

    Good morning and welcome back to the City AM liveblog. There’s one big event the City is looking towards this week but all signs point to zero surprises. On Thursday, the Bank of England’s monetary policy committee will meet for the first time this year and decide whether to take the chop to interest rates. [...]

  • Bank of England set to hold interest rates

    January 31, 2026

    The Bank of England is expected to hold interest rates at 3.75 per cent next week as policymakers continue to battle against sticky inflation.  At the monetary policy committee (MPC)’s first meeting of the year, the Bank is expected to suggest it is too early to cut rates due to the lack of available data [...]

  • Lloyds shares rally after profit boost and £1.8bn buyback

    January 29, 2026

    Shares in Lloyds Banking Group jumped on Thursday as the bank launched a £1.8bn share buyback after breezing past profit expectations in the 2025 financial year. The FTSE 100 banking giant recorded a 12 per cent jump to pre-tax profit in the full-year netting £6.7bn and easily surpassing the £6.4bn pencilled in by internal analysts. [...]

  • Banks cool on interest rate cut expectations amid forecasting clash

    January 28, 2026

    Top City banks have pushed back their predictions for the Bank of England’s next interest rate cut as forecasters are split on whether high inflation could upend monetary policy decisions.  UBS Investment Bank economist Anna Titareva pushed back a call for the Bank’s next cut from February to March after the Office for National Statistics [...]

  • Ask the expert: Should I pay into an ISA, pension or overpay my mortgage?

    January 28, 2026

    Fidelity personal finance specialist Marianna Hunt helps a saver decide where to place their capital as interest rates fall. Q: In light of current interest rate expectations, is it better to pay down my mortgage, pay into my pension or invest in an ISA? I have a £350,000 property with a £200,000 mortgage at 4 [...]

  • Maximise cash savings in a falling rate landscape

    January 26, 2026

    The new year tends to bring personal finances into focus and is therefore an optimal time to consider savings strategies, including protecting the value of existing savings. The economic backdrop has changed significantly over the last few years. Inflation has finally started to cool and monetary policy is easing. The Investec economics team is currently [...]

  • Bank bosses brace for interrogation in FTSE 100 lenders’ earnings season

    January 21, 2026

    Britain’s banking heavyweights are gearing up to report full-year earnings with top bosses set to face the crunch on the progress of their overhaul strategies.  Lloyds chief Charlie Nunn will be the first of the City’s top bankers to go under the microscope when the FTSE 100 giant releases its annual report on 29 January. [...]

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