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interest rates

  • Unemployment rises as concerns grow for UK jobs market

    October 14, 2025

    The unemployment rate rose slightly to 4.8 per cent in September, while the inactivity rate was 21 per cent, “largely unchanged” on the previous quarter but below levels seen a year ago.  The estimated number of vacancies in the UK also fell by 9,000, marking the 39th consecutive period of job posting declines. The ONS [...]

  • Retail sales slow as Budget and inflation weigh on spending plans

    October 14, 2025

    Retail spending slowed in September, as a tax raising Budget and higher household inflation expectations forced Brits to tighten their belts before the all-important ‘Golden Quarter’. Total retail sales in September increased by 2.3 per cent year on year, down from the 3.1 per cent that the sector notched up in August and the 2.5 [...]

  • House prices fall amid pre-Budget jitters

    October 7, 2025

    House prices fell last month, a leading price index has suggested, a warning that house buyers and sellers are nervy ahead of a potential tax raid on property.  Halifax’s house price index suggested house prices dropped by 0.3 per cent on the month, putting the average property cost at £298,184.  The annual rate of growth [...]

  • Andrew Bailey: Regulation is not hampering growth

    October 3, 2025

    Bank of England governor Andrew Bailey has warned of the dangers associated with paring back financial regulation, in a speech in which he also denied that the abundance of red tape foisted on the financial sector after the Great Financial Crash had impeded economic activity. Addressing the Klass Knot Farewell Symposium, Bailey, who was recently [...]

  • US government shutdown to delay crucial economic data

    October 2, 2025

    The United States government shutdown has caused federal statistics agencies to stop producing economic reports, sparking fears Federal Reserve officials will be deprived of crucial data in the run-up to one of the most eagerly anticipated interest rate decisions in recent history. Funding for America’s federal services and government departments was halted on Wednesday, causing [...]

  • Bank of England’s Mann calls for sustained interest rate hold

    October 1, 2025

    The Bank of England’s Catherine Mann has called for interest rates to be held where they are for longer before making a larger cut to revive the sluggish growth outlook, citing a recent spike in consumer inflation expectations as evidence price rises were embedding into the economy. The external Monetary Policy Committee (MPC) member known [...]

  • Bank of England’s Breeden says inflation ‘hump’ is transitory

    September 30, 2025

    The Bank of England’s deputy governor has warned keeping interest rates too high could drag inflation below the Bank’s two per cent target in comments that further exposed the divergence that exists among central bank officials over the long-term path of inflation. In a dovish speech delivered at Cardiff Business School, financial stability deputy chief [...]

  • Farage confronts ‘dinosaur’ Bailey on Bank’s independence

    September 25, 2025

    Reform UK’s Nigel Farage and Richard Tice challenged Bank of England Governor Andrew Bailey on Treasury losses from quantitative tightening (QT) at a showdown meeting on Thursday morning, with market instability partly caused by the programme and stablecoins regulation raised as subjects of discussion.  Farage and Tice sat down with the Bank of England Governor [...]

  • Don’t rule out another rate cut this year

    September 23, 2025

    Many are assuming the Bank of England will hold rates for the rest of the year. But scratch the surface and there is a case for another move before year-end, says Martin Beck Most analysts reckon the Bank of England is done cutting rates in 2025, a consensus reinforced by the Bank’s decision today to [...]

  • Interest rates could fall to three per cent – City AM Shadow MPC 

    September 18, 2025

    Interest rates could fall as low as three per cent, according to a group of economists in City AM‘s Shadow Monetary Policy Committee (MPC), but a rocky year for the UK economy could keep borrowing costs high.  The Bank of England voted to hold interest rates on Thursday at four per cent due to sticky [...]

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