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interest rate

  • FTSE 100 narrowly misses record high after housebuilders rally

    June 10, 2025

    The FTSE 100 closed just short of a record high on Tuesday after fresh economic data fuelled hopes of further interest rate cuts from the Bank of England. The UK’s flagship market inched up 0.24 per cent to 8853.08p after a rally from homebuilders. This narrowly missed March’s record close of 8,871.31p. Builders Persimmon and [...]

  • House prices dip in May after stamp duty change

    June 6, 2025

    House prices in the UK fell slightly in May after market activity dropped following the end of the stamp duty holiday earlier this year according to the latest data from lender Halifax. Prices fell by 0.4 per cent in May after rising 0.3 per cent in April, putting the value of an average UK home [...]

  • ECB cuts interest rates as UK ‘hesitation’ risks dealmaking strength

    June 5, 2025

    Interest rates in the eurozone have been cut, taking the deposit facility rate to two per cent as fresh data suggested inflation came in just under the European Central Bank (ECB)’s two per cent target rate in May.  The cut means the ECB’s rate now stands at two per cent, a halving of rates set two [...]

  • Is June the time to buy Premium Bonds?

    June 3, 2025

    Premium Bond prizes range from £25 to £1m, but the odds of winning can feel very small compared to the rate savings accounts offer right now. Over 24m people in the UK own Premium Bonds, a savings vehicle offered by Treasury-backed National Savings and Investments (NS&I). Winners for June are due to be announced over [...]

  • Mortgage lending plummets in April as estate agents cross fingers for rate cut

    June 2, 2025

    Mortgage lending dropped in April after the market ‘reset’ following the end of the stamp duty holiday, according to new figures. Net borrowing of mortgage debt decreased sharply by £13.7bn to -£0.8bn in April, according to the Bank of England’s latest data. Net mortgage approvals for house purchases also fell for the third consecutive month, [...]

  • Exclusive: Hotels struggle with double whammy of staff costs and pressure on room rates

    June 2, 2025

    Hotels struggled with falling profit in April after margins were squeezed by higher staff hosts and price pressure on rooms. UK hotel payroll costs increased from 31.6 per cent of revenue to 33.3 per cent in April year-on-year, and from 29.5 per cent to 31.4 per cent in London, according to RSM. A slight reduction [...]

  • Bank of England rate-setter calls for interest rate cut

    May 30, 2025

    A top Bank of England rate-setter has dismissed the latest spike in inflation and doubled down on calls for further interest rate cuts. Monetary Policy Committee (MPC) member Alan Taylor said the fresh inflation surge was driven by “one-off factors” related to President Donald Trump’s trade war. Whilst he said recent trade progress, with the [...]

  • Currys: Shares dip despite interest rates helping sales at retailer

    May 21, 2025

    Electrical retailer Currys has reported a jump in profit after sales jumped thanks in part to a boost from lower interest costs. In a trading update on Wednesday, the firm said it expects pre-tax profit to come in at £162m, up 37 per cent year-on-year. Previous guidance had indicated profit for the period ending May [...]

  • Interest rate cuts need to slow down to curb inflation, says Huw Pill 

    May 20, 2025

    Interest rate cuts are fuelling inflation and need to slow down, the Bank of England’s chief economist Huw Pill has warned ahead of the release of fresh data set to show a jump in price growth in April.  The Bank‘s Monetary Policy Committee (MPC) voted by a slim majority to cut interest rates to 4.25 [...]

  • FTSE 100 banks Lloyds and Natwest set to profit despite lower interest rates

    May 13, 2025

    Amidst a backdrop of waning interest rates, FTSE 100 banking giants such as Lloyds and Natwest look set to continue to profit, according to analysts. Lenders’ takings from net interest income (NII) remained steady in the first quarter, even after the Bank of England chopped interest rates four times to 4.5 per cent.  Since then, [...]

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