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  • Labour is locking Britain into a high-tax, low-growth doom loop

    June 18, 2025

    Tax, borrowing, the cost of borrowing, unemployment and inflation are all going up, while growth is going down. Yet in the face of this, Labour’s instinct is to tax more, spend more and centralise more, says Simon Clarke When in a big hole, muddle the figures so nobody can understand them. That’s what Paul Johnson [...]

  • Relentless surge in government debt is unsustainable says BIS

    May 27, 2025

    Policymakers across the world need to get a grip on the relentless surge in public government debt, a leading economist has warned.  Agustin Carstens, general manager of the Bank for International Settlements (BIS) said fiscal authorities have a “narrow window” to put their house in order “before the public’s trust in their commitments starts to [...]

  • UK government borrowing blows past estimates on Labour’s spending plans

    May 22, 2025

    Government borrowing spiked in April, official data has shown, reflecting Rachel Reeves’s difficulties in controlling public finances.  The rise to £20.2bn in monthly borrowing was more than economists’ prediction of £18bn. Capital Economics suggested that the rise in borrowing costs since March via debt interest payments has slashed Reeves’ headroom down to £5.7bn. Tax receipts [...]

  • Reeves’ risky borrowing policies prompt fresh tax hike fears

    May 20, 2025

    Tax hike fears are gathering pace as rising borrowing costs are set to wipe out around half of Chancellor Rachel Reeves’ small £9.9bn headroom, a leading economics consultancy has warned.  Reeves made around £14bn in spending cuts at her Spring Statement two months ago but left herself with one of the slimmest fiscal buffers on [...]

  • Banks called on to slash mortgage borrowing costs

    May 7, 2025

    The Financial Conduct Authority (FCA) has called on lenders to take informed risks in the mortgage market to improve consumer support.  The City regulator has launched a consultation on mortgage rules which targets reducing the overall cost of borrowing through term reductions and access to cheaper products when remortgaging. It said discussions will include “consideration [...]

  • Dire economy needs lifesaving surgery, before it’s too late

    April 24, 2025

    When Rachel Reeves became Chancellor last summer, the biggest issue facing her was the existence (disputed by the Tories) of a £22bn black hole in the public finances. The political pain of cutting the winter fuel allowance was deemed necessary to balance the books and give the new government a clean sheet of paper on [...]

  • UK mortgage approvals dip in February

    March 31, 2025

    Mortgage approvals for house purchases decreased again in February as gains in consumer credit borrowing slowed down by £300m compared to January, the Bank of England said on Tuesday. House buying appeared to slow down as lenders approved around 65,500 mortgages in February, compared to some 66,100 in January.   January saw a decrease of around [...]

  • Reeves crosses her fingers and hopes for growth

    March 25, 2025

    Ahead of last October’s Budget, ministers allowed months of speculation as to what would be unveiled, and the never-ending drumbeat of doom and gloom talked the economy to a standstill. Largely as a result of the contents and consequences of that Budget, economic growth has since evaporated and now all eyes are on this week’s [...]

  • Reeves doubles down on fiscal rules amidst waning headroom

    March 17, 2025

    Rachel Reeves doubled down on her fiscal rules in an interview with Bloomberg TV on Monday, despite speculation that economic conditions have left the chancellor with little or no room for manoeuvre. Following the Autumn Budget, Reeves was left with a £9.9bn buffer to maintain her key rule for day-to-day spending to be funded by [...]

  • Economists warn of tax hikes after borrowing blow

    February 21, 2025

    Figures from the Office for National Statistics (ONS) showed that tax receipts fell short of expectations in January due to the sluggish performance of the UK economy.

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