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banking

  • City bonuses beat Wall Street after cap scrapped

    April 22, 2025

    UK financial services handed out the industry’s highest bonuses last year after taking advantage of the lifting of pay restrictions.  Workers pocketed an average $149k (£114k) bonus in 2024, according to fresh data from jobs platform eFinancialCareers.  This marked a 25.7 per cent jump from 2023 and sent the UK above North America, which rose [...]

  • Santander to spin off motor finance division from UK business

    April 22, 2025

    Santander is poised to spin off its litigation-hit motor finance division as part of a major overhaul of its UK operations. The Spanish lender has sought permission from regulators to separate its car loan business, which is facing a near-£300m payout as part of the ongoing motor finance scandal, from the rest of its British [...]

  • The UK’s fastest growing fintech Allica Bank delivers another record year 

    April 16, 2025

    Allica Bank, the UK’s fastest growing fintch, nearly doubled its profit in the last year after another period of rapid growth. The digital bank, which caters towards small and medium-sized enterprises (SMEs), increased pre-tax profits 86 per cent to £29.9m. Lending activity grew over £1bn in 2024 and revenue shot up 68 per cent to [...]

  • Bank of America, JP Morgan, Goldman Sachs: Wall Street cashes in on market volatility 

    April 15, 2025

    Wall Street’s banking giants pocketed record revenues in the first quarter of 2025 as market volatility ramped up. Top lenders were able to smash profit expectations after reaping the rewards of a trading boom caused by President Donald Trump’s erratic tariff agenda. Trump’s bait-and-switch on tariffs triggered countless sell-offs as traders across the globe ditched [...]

  • S&U shares slump after motor finance drags profits down

    April 15, 2025

    Shares in specialist lender S&U dropped nearly two per cent on Tuesday after annual profits tumbled due to challenges from the motor finance scandal. Pre-tax profit for the financial year ending January 31 2025 fell to £24m, compared to £33.6m in the previous period. Impairment charges rose to £35.6m for the group, reflecting a near [...]

  • Financial Conduct Authority: Lenders ‘unclear’ on bereavement policy

    April 14, 2025

    Lenders “can improve” their treatment of bereaved customers, the Financial Conduct Authority has said. The City watchdog has published a framework outlining good and poor practice to help firms “provide the right support” to consumers who are facing difficult times. The FCA said the introduction of the Consumer Duty in July 2023 has helped provide [...]

  • Tariffs to take focus as HSBC and Barclays kick off FTSE 100 bank results

    April 10, 2025

    First-quarter results season is around the corner for the UK’s major banks, with HSBC and Barclays set to report at the end of the month. Whilst President Donald Trump launched his tariff onslaught at the beginning of April – narrowly missing the first reporting period of the year – lenders are expected to factor the [...]

  • Bank of England asks lenders about clients’ stability as Reeves brands system ‘resilient’

    April 8, 2025

    The Bank of England has asked lenders about their clients’ financial well-being after Trump’s tariff onslaught triggered chaos across financial markets. The central bank asked firms for information about market liquidity and whether any of their clients were having funding problems, according to the Financial Times. The Prudential Regulation Authority, which is responsible for the [...]

  • Arbuthnot: Lender has ‘key advantage’ ahead of Bank of England rate cuts

    April 8, 2025

    Arbuthnot Banking Group is well-positioned for further interest rate cuts from the Bank of England, according to analysts despite its profit dropping by more than £10m during its latest financial year. The lender booked a £35.1m pre-tax profit in its full-year results – a drop of over £10m from 2023. Arbuthnot’s net interest margin – [...]

  • Barclays, HSBC, Bank of America bosses hold crisis tariff talks

    April 7, 2025

    Chief executives at the world’s biggest banks have held talks on the fallout of Trump’s tariff onslaught. Bosses from Bank of America, HSBC, Barclays and Citi discussed the global chaos triggered by Trump’s ‘Liberation Day’ in a call on Sunday, according to Sky News’ Mark Kleinman. The call was organised by the Bank Policy Institute [...]

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