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banking consolidation

  • House of Lords lashes out at Labour for ‘eliminating’ its oversight of financial watchdogs

    Regulation

    An influential group of peers have hit out at the government for ditching the Lords’ oversight of financial watchdogs as part of legislation passed in the King’s Speech. Writing in her capacity as chair of the Lords’ Financial Services Regulation Committee, Baroness Noakes said the government had “eliminated” an “integral” part of the regulatory system. [...]

    House of Lords chamber during debate on Employment Rights Bill, highlighting Labours setback on workers rights legislation
  • HSBC coughs up $25m over Australian scam failures

    Banking

    HSBC has agreed to cough up just shy of $25m after admitting to failures in protecting customers in Australia from scammers. The Australian arm of Europe’s biggest lender was investigated by the watchdog over alleged “widespread and systematic failures” to shield its customers targeted by fraudsters.  The Australian Securities and Investments Commission (ASIC) said it [...]

    HSBC's Canary Wharf office.
  • Revolut pays compensation for waking customer up with push notifications

    Fintech

    The Treasury might be hoping to ease the Financial Ombudsman Service’s workload but there has been no slowdown in perplexing cases. In this week’s column, Samuel Norman tells the tale of Revolut and a sleep-starved customer.    Is there an inappropriate time for a push notification?  There is, according to one bank customer. Revolut found itself [...]

    Revolut app interface showcasing new features and design on a smartphone screen in a UK business environment.
  • Revolut faced orders to fix ‘deficiencies’ in product launches in Europe

    June 10, 2026

    Revolut faced a regulatory slap-down from the European Central Bank last year as restrictions were placed on its operations in the continent. Europe’s most valuable fintech company had its permission to release new products across the 27 countries covered in the European Economic Area temporarily suspended last summer. The bank was instructed to rectify “deficiencies” [...]

  • Nationwide boss Debbie Crosbie banks £4.7m payday after Virgin Money deal

    June 8, 2026

    The boss of Nationwide has seen her pay almost double since the building society’s blockbuster takeover of Virgin Money. Debbie Crosbie, who has steered the mutual since 2022, bagged a £4.7m pay packet in the last financial year, up from £2.5m the year prior. The mammoth uplift was driven by the cash and bonuses from [...]

  • UK has ‘lost control’ of its international narrative, says Barclays

    June 2, 2026

    Barclays has laid bare the investment barriers facing the UK in a new report that states the nation has “lost control of its international narrative” leading to an impact on foreign capital. The banking giant has called for a drastic shake-up of how the UK attracts international capital, following its share narrowing to seven per [...]

  • Top banks urge Rachel Reeves to expand small business lending scheme

    May 29, 2026

    Top UK banks are lobbying Rachel Reeves to beef up the government’s small business lending scheme in a bid to unlock more capital to be lent to firms. A letter penned by UK Finance – the banking industry body that represents the likes of Barclays, Lloyds and Natwest – has called for the Chancellor to [...]

  • Nationwide income soars on consumer lending boost

    May 21, 2026

    Nationwide booked a hefty jump in its annual income as the building society benefited from a boost in consumer lending and clawed out a bigger market share of mortgage balances. The mutual recorded a 22 per cent jump in total income to £6.4bn, which was up from £5.2bn in the previous year, led by a [...]

  • The Square Mile gets its fourth City Minister – could it soon get its fifth?

    May 20, 2026

    Four City minsters later, in this week’s column Samuel Norman takes a look at the blow to the Square Mile from the latest reshuffle. Also on the agenda: Revolut’s plans for the high net worth faces off with ambitions of incumbents. “Look for the girl with the sun in her eyes…” So goes the lyrics [...]

  • Rachel Reeves reforms ring-fencing in boost to Natwest and Lloyds

    May 18, 2026

    Rachel Reeves has handed a major boost to the likes of Natwest and Lloyds with an overhaul of the ring-fencing regime in hopes to free up capital to be invested into the UK. The Treasury has unveiled a shakeup of the 15-year-old legislation, which requires major banks to separate their retail banking operations from their [...]

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