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Andrew Bailey

  • Exclusive: Goldman Sachs, Oaktree and Carlyle to take part in private credit stress test

    December 3, 2025

    Goldman Sachs, Oaktree and Carlyle will take part in the Bank of England’s inaugural stress test of the burgeoning private credit sector this week, City AM can reveal. Britain’s central bank is poised to carry out its first ever “system-wide exploratory scenario exercise” of so-called shadow banks in the coming weeks, in a bid to [...]

  • FTSE 100 Live: HSBC names new chair; Bloomsbury and Google tie-up

    December 3, 2025

    Good morning and welcome back to the City AM liveblog. Are we on the verge of another financial crisis? It’s quite the eerie question but it was one of many posed to the Governor of the Bank of England Andrew Bailey following the latest financial stability report on Tuesday. The head of the central Bank [...]

  • Bank of England sounds alarm on leveraged hedge fund bond bets

    December 3, 2025

    The Bank of England has sounded the alarm on international hedge funds snapping up record levels of UK government debt, warning that their highly leveraged bets leave Britain increasingly exposed to a bond market meltdown. In its biannual Financial Stability Report, the central bank said the large share of UK government debt held by risk-seeking asset [...]

  • Revolut in new spat with regulators over Storonsky’s residency

    December 1, 2025

    Revolut has been caught in a fresh row with UK watchdogs following the chief executive of the fintech juggernaut shifting his residency to the United Arab Emirates. Nik Storonsky, the boss of the London-headquartered digital bank, sparked waves of conversation after Companies House filings in October revealed the fintech chief had ditch his main residency [...]

  • Bank of England relaxes stablecoin stance in ‘watershed’ rules change

    November 10, 2025

    The Bank of England has relaxed its stance on stablecoin in a new consultation paper aimed at helping Britain grab a slice of the £200bn market. The central Bank has previously faced calls to “publicly walk back” on its position on digital assets over fears the UK was missing out on the market. But in [...]

  • What does the Bank’s rate decision mean for your finances?

    November 6, 2025

    UK households who were hoping for a rate cut today may be disappointed after the Bank of England held interest rates at four per cent.  The decision came amid concerns surrounding high inflation ahead of Chancellor Rachel Reeves’ crunch Budget later this month. Governor Andrew Bailey, who had the deciding vote, said he would “prefer [...]

  • Bank of England Live: Bailey refuses to confirm if Budget influenced rates decision

    November 6, 2025

    Welcome back to the City AM liveblog. Andrew Bailey has refused to confirm whether the upcoming Budget and Rachel Reeves’ recent comments influenced his decision on interest rates.  The Bank of England has held interest rates at four per cent in its final decision before the Autumn Budget. The Bank’s Monetary Policy Committee (MPC) voted [...]

  • Bank of England expected to hold interest rates in tight decision

    November 4, 2025

    The Bank of England is expected to hold interest rates at four per cent despite some City forecasters suggesting that the votes of the Monetary Policy Committee (MPC) could tilt towards a 25 basis point cut.  City traders believe the Bank will keep interest rates on hold to curb high inflation, which is nearly double [...]

  • Rachel Reeves’ banking reforms ‘unlikely to be transformative’

    November 3, 2025

    Rachel Reeves’ financial services growth mission faces a major blow with top City voices warning her regulatory reforms won’t be transformative. The Chancellor unveiled her Leeds Reform package intended to “rewire the financial services industry” in July this year. Whilst the moves were cheered by industry bigwigs, analysts have raised concerns the changes will fail [...]

  • Private credit: Ponzi scheme or panacea?

    November 3, 2025

    Over the past decade, the private credit industry has ballooned from arcane financial solution to a core pillar of asset management. But recent tremors in corporate debt markets have led several economic institutions to warn of its risks to the global economy. Ali Lyon asks: how worried should we be? What kept you awake at [...]

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