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Andrew Bailey

  • Is Nigel Farage right about Bank of England independence?

    November 3, 2025

    Nigel Farage’s economic policies are neurasthenically inconsistent, but he has opened the door to a debate we need to have about whether Gordon Brown’s settlement for the Bank of England is fit for purpose, says Eliot Wilson Nigel Farage is a practised veteran at grabbing the headlines with a provocative-sounding but ultimately empty remark. Speaking [...]

  • Goldman Sachs’ Solomon plays down private credit fears

    October 29, 2025

    Top Wall Street executives have downplayed the likelihood of a private credit downturn sparking a wider economic crisis, despite a string of major lenders setting aside billions of dollars to manage potential defaults on their balance sheets. Goldman Sachs boss David Solomon dismissed the growing chorus of voices warning that tremors in the private credit [...]

  • Another US lender tumbles as credit jitters accelerate

    October 24, 2025

    Another mid-sized lender filed for bankruptcy in the US, highlighting the growing strain in American credit markets which Andrew Bailey has likened to the subprime crisis that foreshadowed the Great Financial Crisis (GFC). Primalend, a Texan provider of subprime financing to car dealerships, said in a filing on Wednesday that it had collapsed after months [...]

  • Is Brexit really to blame for the Chancellor’s growth headache?

    October 23, 2025

    As the government prepares the public psyche for substantial tax hikes at next month’s Budget, the Chancellor has taken a Brexit-shaped risk.  Keir Starmer’s government has largely opted for caution over talking about relations with the European Union. The Prime Minister has insisted that re-opening the Brexit debate would bring only “turmoil” but he also [...]

  • Tories slam Bank of England for ‘outrageous’ internship scheme

    October 22, 2025

    The Bank of England is facing criticism over an internship scheme open only to candidates of “black or mixed black heritage”, with Tory frontbenchers labelling the approach “outrageous.” The Bank has drawn the attention of senior MPs as well as Tesla owner Elon Musk for advertising a position that pays £96.15 per day over eight [...]

  • Bank of England: Global crisis ‘alarm bells’ in private credit

    October 21, 2025

    The Governor of the Bank of England has warned of “alarm bells” in the private credit market as he cautioned of consequences parallel to the 2008 global financial crisis. Andrew Bailey told lawmakers on Tuesday the collapse of US car parts maker First Brands and auto-dealership Tricolor could be “the canary in the coalmine” as [...]

  • Fintech industry takes aim at ‘logic-defying’ banking watchdog

    October 20, 2025

    The industry body for UK fintech will today take aim at the banking watchdog in a scathing report that will blast “logic-defying” regulation. A fresh report from Innovate Finance, seen by City AM, will accuse the Prudential Regulation Authority’s (PRA) of “excessive” requirements that create an “uneven playing field for UK challenger banks, placing heavy [...]

  • Revolut’s UK banking licence bid faces global risk scrutiny

    October 14, 2025

    Revolut’s pursuit of a full UK banking licence has hit another stumbling block as regulators seek further information on the fintech’s risk controls in light of its accelerating overseas growth. Officials at the Bank of England have sought commitment from the digital banking juggernaut that it will bulk up its risk management infrastructure to match [...]

  • Andrew Bailey: Stock markets could crash if debt levels spiral

    October 13, 2025

    Bank of England Governor Andrew Bailey has warned that stock markets could suffer a “disorderly adjustment” due to spiralling debt levels and other vulnerabilities.  Ahead of a seminal week in Washington DC where global financial leaders are set to discuss the future of multilateralism, Bailey said bullish markets and spiralling sovereign debt levels had left [...]

  • Andrew Bailey: Regulation is not hampering growth

    October 3, 2025

    Bank of England governor Andrew Bailey has warned of the dangers associated with paring back financial regulation, in a speech in which he also denied that the abundance of red tape foisted on the financial sector after the Great Financial Crash had impeded economic activity. Addressing the Klass Knot Farewell Symposium, Bailey, who was recently [...]

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