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      UK banks’ digital ID bid is a game of optics – and the odds are not in their favour

      Banking app interface showing financial transactions and account balance on a smartphone screen, emphasizing digital finan...

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      Everton renew Stake partnership just months after Gambling Commission warning

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      A Midsummer Night’s Dream review: Fairy punk production doesn’t quite take flight

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Opinion

  • Letters to the Editor – 28/02 – Socialist Venezuela, SNP failings, Best of Twitter

    February 27, 2014

    Socialist Venezuela [Re: How socialism has destroyed Venezuela, Wednesday] The problem with socialism is that economic decisions, and control of capital, are concentrated among a tiny ruling elite. Once this happens, the means and incentives exist for that elite to enrich itself. The pull is greater than any residual egalitarian ideals. History has shown that [...]

  • Forget invasion: Putin is just four steps from victory in Ukraine

    February 27, 2014

    AS ITS currency collapses, protests flare up in Crimea, and Russia flexes its muscles on the doorstep, those in the West claiming triumph in Ukraine should remember the story of King Pyrrhus of Epirus. In 279 BC, this scourge of the Romans managed to best them at the Battle of Asculum, but at tremendous cost. [...]

  • Ghostbusters is the best case for capitalism you’ll ever come across

    February 27, 2014

    YOU DON’T know what it’s like out there. I’ve worked in the private sector. They expect results!” Harold Ramis, the writer of the endlessly quotable Ghostbusters, died this week. It’s a sad loss of a huge talent, a man with the rare gift for blending insight with popular entertainment. Take Ghostbusters. Superficially, a silly 80s [...]

  • We can solve Britain’s housing crisis. Here’s how

    February 27, 2014

    IF WE could build and heat homes with the hot air generated by the UK’s housing crisis debate, we would solve both issues in one go. Eighteen months ago, the issue was the availability of mortgage finance. We could not build because our customers could not borrow, and that was dragging the volume of new [...]

  • Letters to the Editor – 27/02 – Baby boom, Socialist Venezuela, Best of Twitter

    February 26, 2014

    Baby boom [Re: In Britain, recessions mean more babies. In the US, births fall, yesterday] Allister Heath is right to draw attention to the remarkable rise in UK fertility rates in the 2000s, and that this is good news for our economic future, provided we build the houses and schools that we will need. However, [...]

  • The real reason squeezing the rich makes us all poorer

    February 26, 2014

    RADICAL reform of income tax is not only desirable, but completely possible. To achieve it, however, proponents of change need to provide a strong evidence base for a much flatter tax system, with a much lower top rate in the UK in particular. We need to show that the optimal revenue-raising top rate of tax [...]

  • How Osborne could resurrect our lost savings culture

    February 26, 2014

    CAST your mind back to 1978. The mighty Boney M had two number one hits, I was sheepishly starting big school in Cambridge, and Britain had a household savings rate of 12 per cent – more than double the current level. As a schoolboy, even I was bitten by the savings bug sweeping the land. [...]

  • Why Merkel’s EU reform shopping list isn’t enough

    February 26, 2014

    GERMAN Chancellor Angela Merkel arrives in London today on an official visit that many are heralding as the start of David Cameron’s pitch to renegotiate Britain’s relationship with the EU. Unlike Francois Hollande’s trip to an Oxfordshire pub last month, when the French President said he wouldn’t support treaty change, initial reports suggest Merkel is [...]

  • Bottom Line: This end is really the beginning

    February 25, 2014

    THE DEATH of Bitcoin’s most popular exchange couldn’t have come sooner. The “transaction malleability” bug that hit Mt Gox is a known problem with the crypto-currency, and exchanges failing to take the proper steps will find themselves vulnerable. By the time a fix came, “the damage had already been done”, a document leaked yesterday said. [...]

  • Letters to the Editor – 26/02 – Peak holidays, Fantasy oil, Best of Twitter

    February 25, 2014

    Peak holidays [Re: Holidays cost more at peak times. The reason is basic economics, yesterday] My argument is that companies don’t charge “extra” during school holidays. That’s the normal price. Instead, they offer discounts out of season. Mark Wadsworth It’s not just about supply and demand, but about when parents can take their kids on [...]

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