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Banking

  • Metro Bank shares suffer meltdown after profits halved and customers leave in aftermath of £900m loans error

    May 2, 2019

    Metro Bank shares staggered to a record low this morning after it revealed profits halved in the aftermath of its £900m loans error. Read more: Metro Bank profits halve in aftermath of £900m loans blunder The challenger bank’s share price lost 19 per cent of its value after the market opened following last night’s revelation, [...]

  • When the boss jumps ship, it’s up to employees not to rock the boat

    May 2, 2019

    When Royal Bank of Scotland announced that chief executive Ross McEwan was stepping down, it didn’t take long for the news to turn to talk of remuneration packages and successors. This response is to be expected, but it does leave an important question unanswered: how will employees at the front line of the firm be [...]

  • Lloyds Bank ‘prepared for further Brexit uncertainty’ as profits stay flat

    May 2, 2019

    Lloyds Bank is prepared to weather further Brexit uncertainty, the group’s chief executive said today as the bank reported results for the first quarter. Read more: Lloyds Bank handed capital boost by regulator following risk change The figures Profit before tax was flat at £1.6bn, the bank said this morning, while underlying profit was up [...]

  • Metro Bank profits halve and deposits fall in aftermath of £900m loans blunder

    May 1, 2019

    Metro Bank profits halved in the first quarter and deposits fell as it battled the aftermath of a £900m loans blunder. The lender revealed it had lost of its largest customers due to "adverse sentiment" following the error, as deposits fell 3.6 per cent from the previous quarter. The challenger bank also reaffirmed that its £350m [...]

  • City watchdog launches review of the financial advice market

    May 1, 2019

    The City watchdog today launched a review of the financial advice market amid concerns investors are paying too much. The Financial Conduct Authority’s review will look at what consumers want from the market and how the market works to deliver this. The FCA will review how changes made since 2012, including the retail distribution review [...]

  • Lloyds Bank handed capital boost by regulator raising chances of more share buybacks

    May 1, 2019

    Lloyds Bank shareholders could be set for higher dividends and another share buyback programme after the UK regulator loosened its risk buffer. The Bank of England’s Prudential Regulation Authority (PRA) reduced the rate for the “systemic risk buffer” of extra capital the bank needs to hold. Read more: Lloyds Bank to pay £10m to customers [...]

  • Extinction Rebellion climate change protesters want to destroy the UK’s financial sector

    May 1, 2019

    The founder of Extinction Rebellion has ambitions to upend the UK’s financial system after her organisation targeted the City in two weeks of London protests. Gail Bradbrook wants to provoke a “mass refusal” to pay off loans and mortgages in a bid to throw London’s financial district into disarray following action that saw climate change [...]

  • European Central Bank hikes supervision fees by 21 per cent as Brexit takes financial toll

    April 30, 2019

    The European Central Bank (ECB) today increased supervisory fees by 21 per cent as it seeks to cover higher than expected costs to prepare for Brexit. Read more: Euro falls as ECB chief Draghi bearish on Eurozone economy The hike amounts to an estimated €576m charge on banks this year, up from €502.2m in 2018, as a [...]

  • Wealth management apps could ‘eclipse’ traditional channels, EY finds

    April 30, 2019

    Digital wealth management apps could “eclipse” traditional channels as clients move towards new technology faster than previously anticipated, new research shows. The popularity of mobile apps among wealth management clients has increased faster than predicted, with 41 per cent of clients saying they would prefer to use a mobile app over websites, face-to-face interaction and [...]

  • Trump sues Deutsche Bank and Capital One to block subpoenas to release financial records

    April 30, 2019

    US President Donald Trump has filed a lawsuit against Deutsche Bank and Capital One in a bid to block the release of his financial records. Two US House Committees issued the banks with subpoenas earlier this month to release Trump’s business records as part of an investigation into the Trump family finances. Read more: US [...]

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