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UK Interest Rates

  • UK to narrowly avoid recession but cost of living crisis will leave families £4,000 worse off

    February 8, 2023

    The UK is poised to narrowly avoid a recession but the cost of living crisis will still leave average Brits £4,000 worse off this year, fresh forecasts out today reveal. Britain’s economy is set to squeeze out 0.2 per cent of GDP growth in 2023, meaning it will just about swerve a technical reversal, two [...]

  • House prices are poised to slide in 2023 but straight into the hands of the lucky few

    February 7, 2023

    There’s a pretty wild variety of house price predictions doing the rounds. Capital Economics have forecast they could fall 12 per cent, while experts at property search site Zoopla are a bit more optimistic. The consensus seems to be somewhere around a six per cent fall in 2023. One thing is certain: house prices are [...]

  • Bank of England aggressive rate hikes send chill through UK construction economy

    February 6, 2023

    The Bank of England’s ten successive interest rate rises have sent a chill through the UK’s construction economy, a closely watched survey out today shows. Potential home buyers are shunning purchases due to mortgage rates flying higher, prompting house builders to rein in spending. S&P Global and the Chartered Institute of Procurement and Supply’s (CIPS) [...]

  • Bank of England will have to keep hiking rates to stop inflation hanging around, MPC’s Mann warns

    February 6, 2023

    The Bank of England will have to hike interest rates again to stop the UK from being hit by a much stronger inflation surge than expected, one of its top rate setters has said today. Catherine Mann, an external member of the monetary policy committee (MPC) who has consistently backed steeper rate increases compared to [...]

  • Bank of England not poised to slash interest rates until middle of next year despite inflation cooling

    February 5, 2023

    A year of interest rate pain is still in store for households, businesses and mortgagors even after Bank of England governor Andrew Bailey and his team of economists have already lifted borrowing costs 10 times in a row. That is according to several top City economists, who do not expect interest rate cuts until early [...]

  • Another interest rate hike to boost banks’ profits, but how long will the windfall last?

    February 2, 2023

    Bank shares prices were mixed after the Bank of England raised interest rates by 50 basis points earlier today, as the pressure on banks to pass on higher interest rates to savers grew.   The more domestically focused Lloyds and Natwest were trading 1.0 per cent and 0.6 per cent higher respectively. Barclays was up 0.8 [...]

  • Forget the IMF, the Bank of England are the real doomsters in this UK recession merry-go-round

    February 2, 2023

    This week the International Monetary Fund (IMF) became public enemy number one for saying the UK will be the only rich economy to suffer a contraction in 2023. Even Russia, hobbled by sanctions to punish it for its invasion of Ukraine, is poised to squeeze out more growth than Britain this year, the lender of [...]

  • Federal Reserve hikes rates 25 basis points in sign Powell is nearing end of inflation fight

    February 1, 2023

    The US Federal Reserve has climbed down to the lowest interest rate hike in nearly a year in a sign the world’s most influential central bank is nearing the end of its aggressive campaign to tame a historic inflation surge. Fed chair Jerome Powell and the rest of the federal open market committee (FOMC) backed [...]

  • Could the UK economy outperform the IMF’s dire recession warning? It’ll take a lot of luck

    February 1, 2023

    Britain and the International Monetary Fund (IMF) have a pretty chequered past. Yesterday’s bleak forecasts marked another chapter in the pair’s hate-hate relationship. Yes, the usual barbs that come from ministers of the incumbent government of the day after the lender of last resort’s forecast don’t help. We saw all that yesterday. But, older people [...]

  • A tumble in mortgage approvals could be followed by a fall in house prices, analysts believe

    January 31, 2023

    Mortgage approvals have plummeted to their lowest since the credit crunch after the global financial crisis in 2008, excluding the pandemic when the housing market was shut down, in a sign house prices could fall sharply soon, according to official data. The number of loans to Brits to fund a home purchase dropped more than [...]

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