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Regulation UK

  • Rachel Reeves’ legacy of tinkering with the City is not enough, says Mel Stride

    July 9, 2026

    Sir Mel Stride has branded Rachel Reeves’ legacy in government as mere “tinkering” with City reform as the top Tory predicted her successor will create a “hostile” environment for the banking sector. In an interview with City AM, the shadow Chancellor branded Reeves’ two-years in the Treasury as “managerial incrementalism,” adding it was “not enough”. [...]

  • Motor finance war of words heats up as City watchdog blasts law firm’s motives

    July 8, 2026

    A blistering war of words has broken out between the City watchdog and the firms leading the consumer legal challenge to its £9bn motor finance scheme.  The Financial Conduct Authority (FCA) has urged the Upper Tribunal to throw out the case entirely as it slammed Courmacs Legal and its client Consumer Voice, for a serious [...]

  • Virgin Media slapped with £28m fine for stopping customers cancelling deals

    July 8, 2026

    Virgin Media has been slapped with the media watchdog’s largest ever fine for direct harm to consumers after it was found to have mishandled millions of calls with users looking to switch away to a better deal  The telecoms giant has been hit with a £28m fine after it was found to have put customers [...]

  • Bank of England to relax capital rules despite warning of economic threats

    July 7, 2026

    The Bank of England set out proposals to relax UK banks’ capital rules even as it sounded the alarm on the growing risk of multiple threats hitting the UK economy.  In the latest meeting of the central bank’s Financial Policy Committee top officials said it would work with watchdogs on a package of “broad reforms” [...]

  • ‘Too much tax, too much regulation’: Fintech chief sounds alarm on UK economy and IPO market

    July 7, 2026

    The boss of one of the UK’s fastest-growing fintech unicorns has warned the country risks “putting founders off” with overregulation and heavy taxation as speculation rises that the Labour government could make a major lurch to the left. Paul Taylor, who founded banking software firm Thought Machine in 2014, told City AM he feared UK [...]

  • Close Brothers shares fall as motor finance scandal threatens worst returns in Europe

    July 6, 2026

    Close Brothers shares tumbled on Monday morning after a damning broker downgrade warned the bank was poised to deliver the “lowest value-creation” of Europe’s top 50 banks. The FTSE 250 bank’s stock was down nearly nine per cent in early trading to 401.70p as investors scurried for the exit door. The loss came on the [...]

  • City watchdog suspends parts of £9bn motor finance scheme after industry backlash

    July 2, 2026

    The UK’s financial watchdog has suspended parts of its under-fire £9bn motor finance redress scheme amid fierce backlash from industry and consumer groups. In a statement on Thursday, the Financial Conduct Authority (FCA) said the suspension will require firms to continue preparations for its scheme but avoid work that “may need to be repeated” if [...]

  • UK banks fear a ‘disaster’ with Ed Miliband as Chancellor

    June 24, 2026

    City banks are fretting over the prospect of Ed Miliband as Chancellor as Andy Burnham mulls who he will give the keys to Number 11. The banking industry is bracing for a shake-up at the Treasury and fears it could be hit with a fresh raft of taxes under a new Chancellor while key deregulatory [...]

  • Badenoch sets sights on battle with the Bank

    June 24, 2026

    The City is in the mood for a regulatory bonfire and Kemi Badenoch hopes to be the one to light the flame. In this week’s column, Samuel Norman looks at the roadblocks she may face on her pursuit. “Don’t forget about Andrew Bailey.” That was the parting shot I got from a former Bank of [...]

  • ‘Very concerned’: City watchdog scolds motor finance lenders over £9bn redress scheme

    June 22, 2026

    The City watchdog has warned motor finance lenders it is “very concerned” with how prepared the industry is to implement its £9bn redress scheme, City AM can reveal.  The Financial Conduct Authority (FCA) fired out letters to over 100 firms last Friday following a review of the sector’s plans to implement its under-fire redress program. [...]

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