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Regulation UK

  • Badenoch sets sights on battle with the Bank

    Banking

    The City is in the mood for a regulatory bonfire and Kemi Badenoch hopes to be the one to light the flame. In this week’s column, Samuel Norman looks at the roadblocks she may face on her pursuit. “Don’t forget about Andrew Bailey.” That was the parting shot I got from a former Bank of [...]

    Breaking news scene featuring a diverse group of professionals discussing important developments in a modern office setting
  • ‘Very concerned’: City watchdog scolds motor finance lenders over £9bn redress scheme

    Banking

    The City watchdog has warned motor finance lenders it is “very concerned” with how prepared the industry is to implement its £9bn redress scheme, City AM can reveal.  The Financial Conduct Authority (FCA) fired out letters to over 100 firms last Friday following a review of the sector’s plans to implement its under-fire redress program. [...]

    FCA sign
  • Motor finance revs up City watchdog’s PR spend

    Regulation

    The motor finance scandal has helped rev up the financial watchdog’s spend on public relations agencies as it fought to warn consumers of the risks of using claims management firms. The car mis-selling saga – where City banks have been put on the hook for billions in compensation over the use of ‘secret’ car deals [...]

    Close Brothers has been swallowed up in the motor finance saga.
  • House of Lords lashes out at Labour for ‘eliminating’ its oversight of financial watchdogs

    June 18, 2026

    An influential group of peers have hit out at the government for ditching the Lords’ oversight of financial watchdogs as part of legislation passed in the King’s Speech. Writing in her capacity as chair of the Lords’ Financial Services Regulation Committee, Baroness Noakes said the government had “eliminated” an “integral” part of the regulatory system. [...]

  • HSBC coughs up $25m over Australian scam failures

    June 18, 2026

    HSBC has agreed to cough up just shy of $25m after admitting to failures in protecting customers in Australia from scammers. The Australian arm of Europe’s biggest lender was investigated by the watchdog over alleged “widespread and systematic failures” to shield its customers targeted by fraudsters.  The Australian Securities and Investments Commission (ASIC) said it [...]

  • Kemi Badenoch pledges to wield the axe on post-financial crisis banking regulation

    June 18, 2026

    Kemi Badenoch will today step up her efforts to woo the City as she promises to wield the axe on post-financial crisis banking regulation if she manages to clinch the keys to Number 10. “London is having its lunch eaten” by overregulation, the Tory leader will proclaim as she proposes a shakeup of the financial regime that she hopes [...]

  • Revolut pays compensation for waking customer up with push notifications

    June 17, 2026

    The Treasury might be hoping to ease the Financial Ombudsman Service’s workload but there has been no slowdown in perplexing cases. In this week’s column, Samuel Norman tells the tale of Revolut and a sleep-starved customer.    Is there an inappropriate time for a push notification?  There is, according to one bank customer. Revolut found itself [...]

  • Investors ‘reluctant’ to splash cash on UK banks amid crisis in Number 10

    June 15, 2026

    UK banks’ stock prices are being slapped with a political risk premium, City analysts have warned, as turmoil in Downing Street threatens to rock the sector. The FTSE 350 bank index has had a choppy start to the year with financial stocks facing a hammering from the Iran war as investors trimmed their equities exposure.  [...]

  • Revolut faced orders to fix ‘deficiencies’ in product launches in Europe

    June 10, 2026

    Revolut faced a regulatory slap-down from the European Central Bank last year as restrictions were placed on its operations in the continent. Europe’s most valuable fintech company had its permission to release new products across the 27 countries covered in the European Economic Area temporarily suspended last summer. The bank was instructed to rectify “deficiencies” [...]

  • From mild to wild: What impact will AI have on banking jobs? 

    June 10, 2026

    Top banking bosses have issued their AI verdict after Standard Chartered stunned the sector with plans for sweeping job cuts last month. In this week’s column Samuel Norman looks at whether a reckoning could be on the horizon. The big-name banker must have known how the conversation would go when he arrived for lunch with [...]

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