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mortgages

  • One in five first-time buyers take out 35-year mortgages or longer amid economic turmoil

    March 4, 2024

    Personal savings and mortgage lending were battered by inflationary pressures and higher borrowing costs last year, according to new data, amid a surge in home buyers take out loans with terms of 35 years or longer.

  • Why the Spring Budget could be crucial for prospective homeowners

    March 1, 2024

    For anyone looking to invest in bricks and mortar, the contents of Jeremy Hunt’s Budget red box will likely be a source of more than a little fascination.

  • Two-year mortgage rates have biggest monthly drop since 2022 as Santander is latest to cut

    February 12, 2024

    Average two-year fixed mortgage rates have seen their biggest monthly drop since December 2022, according to a financial information website, despite mounting economic pressure squeezing lenders' margins.

  • ‘Barratt Redrow’ merger to highlight investors’ skewed opinions on UK housing market

    February 7, 2024

    Shares in major FTSE 100 and 250 housebuilders suffered a mixed day so far on the London market, as Barratt Developments' surprise £2.5bn megamerger with Redrow highlighted investors' skewed opinions on the state of UK housing. 

  • Remortgaging rates tick up as lenders bet on ‘captive audience of existing customers’

    February 7, 2024

    Mortgage lenders are increasingly raising rates on their home loan products amid uncertainty over the UK economy.

  • Staggering 90 per cent of £500k-a-year professionals denied a mortgage

    January 29, 2024

    UK corporate high-flyers making more than half a million pounds per year are being rejected for mortgages, a new report has found. 

  • Mortgage rates war: As sub-four deals appear on the market, how low will they go?

    January 27, 2024

    Britain's mortgage price war has shown signs of slowing as macroeconomic uncertainty casts doubt on the outlook for interest rate cuts and a wider rebound.

  • Sunak considering one per cent deposit mortgage scheme in bid to win over young voters: report

    January 21, 2024

    The Treasury is reportedly looking at introducing a scheme guaranteeing mortgages for first-time buyers with deposits of just one per cent.

  • Surprise inflation uptick poses new challenge in mortgage price war

    January 17, 2024

    Mortgage rates continue to edge downwards as almost 50 lenders have offered new deals since the start of the year, although brokers warn that a surprise increase in inflation could buck this trend.

  • Mortgage rates are falling — how low could they go in 2024?

    January 11, 2024

    More than 30 British lenders have slashed their home loan prices in the last two weeks as 2024 kicks off with a mortgage price war.

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