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  • Analysts dampen outlook for FTSE 100 banks as tax clouds gather

    October 21, 2025

    The UK’s top banks are gearing up for a third-quarter reporting season where all eyes will be on the Labour government’s second Autumn Budget. Speculation of a bank tax hike has dominated chatter around the sector in recent months and elevated fears across the City. It also comes alongside flaring tensions between the lending industry [...]

  • Hyperlayer lands £30m to help legacy lenders take on fintechs

    October 15, 2025

    London-based fintech Hyperlayer has secured £30m in fresh funding to support its mission to help established banks compete with digital first rivals. The firm’s tech is designed to work alongside existing banking infrastructure, which it says allows the legacy businesses to launch new products without complexity. Ex-Morgan Stanley International chief Rob Rooney, who found Hyperlayer [...]

  • High street banks’ SME lending comeback inches forward 

    September 11, 2025

    High street banks’ return to small- and medium-sized enterprises (SME) inched onwards in the second quarter.  The big banks have turned back to the area as the government clamps down on smaller firms’ difficulty accessing finance. Top bosses were summoned earlier this year for talks with ministers covering how to improve lending to SMEs. In [...]

  • FCA: ‘Large number of consumers’ wronged in motor finance deals

    September 9, 2025

    The UK’s financial watchdog is gearing up for an industry-wide redress scheme on the historic motor finance scandal where huge swathes of customers could be eligible for compensation. Nikhil Rathi, chief executive of the Financial Conduct Authority, said there was “evidence that there have been unfair relationships between lenders and their consumers” and that a [...]

  • Banks’ bond market headache spells trouble for FTSE 100

    September 4, 2025

    The frenzy in the bond market spells trouble for banking stocks and could create broader issues for the FTSE 100. Bond markets have had a tumultuous week, with the UK’s 30-year gilt yields hitting a 27-year high. This was triggered by a global sell-off, as well as political unease stemming from a Downing Street reshuffle [...]

  • Budget 2025: Banks to ‘bear the brunt of higher taxes’

    September 2, 2025

    UK banks will be the top target as Rachel Reeves looks to drum up cash in the Autumn Budget, a top economist has said. Chatter around a cash grab directed at banks has escalated over the last week after left-wing think tank the Institute for Public Policy Research (IPPR) proposed that the Chancellor raid the quantitative easing [...]

  • Natwest and Lloyds shares lead £8bn plunge amid bank tax fears

    August 29, 2025

    Shares in a number of Britain’s biggest banking giants tumbled on Friday as speculation that Rachel Reeves would use the sector for an easy cash grab ramped up. Natwest topped the FTSE 100’s fallers, losing over five per cent. Meanwhile, Lloyds was down nearly four per cent, Barclays just over two per cent, whilst HSBC [...]

  • FTSE 100 banks add £80bn in market value this year

    August 19, 2025

    Shares in the UK’s top FTSE 100 banks, Barclays, Natwest, Lloyds and HSBC have all hit decade highs this year, producing more than £80bn in market value. The banking sector is the second-best performing FTSE 100 sector this year with a return of 37 per cent, second only to the defence sector. The FTSE 100’s [...]

  • Close Brothers shares downgraded despite motor finance win

    August 18, 2025

    Analysts have slapped a downgrade on Close Brothers stock despite the bank’s motor finance win last month at the Supreme Court.  The FTSE 250-listed bank’s stock rating was lowered to ‘Sector Perform’, down from previous ‘Outperform’ expectations. Close Brothers shares were down over four per cent in early trading to 494.80.  It comes after the [...]

  • Shawbrook expands loan book ahead of mooted London float

    August 7, 2025

    Specialist lender Shawbrook expanded its loan book in the first half of the year helping profit soar. The bank – which is owned by private equity firm Pollen Street Capital – recorded a 35 per cent jump in profit before tax to £168.6m as its loan book grew 14 per cent to £17bn.  Deposits were [...]

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