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interest rates

  • House sales rise in summer, but will property tax rumours kill confidence?

    August 29, 2025

    The UK housing market has proved remarkably resilient this year despite significant pressures, with sales on track to match 2022 highs. The number of UK residential transactions in July was 95,580, four per cent higher than July 2024 and one per cent higher than June 2025, according to the latest data from HMRC. The market [...]

  • Rachel Reeves told ‘copy Margaret Thatcher’ with bank tax raid

    August 29, 2025

    Britain’s banking titans are back in the hot seat as Rachel Reeves faces renewed calls to hike taxes on lenders. The self-described “iron Chancellor” has been advised to take a leaf out of Margaret Thatcher’s book with a fresh levy on banks that would hand the Treasury up to £8bn a year. The levy – [...]

  • Bank of England’s Mann: ‘Squeeze out’ inflation with rate holds

    August 26, 2025

    Inflation is likely to become “persistently elevated” unless it is squeezed out with a more restrictive monetary policy than the Bank of England is currently predicting, a top Bank of England official has warned. In a hawkish speech delivered on Tuesday, Monetary Policy Committee member Catherine Mann said the spectre of further price rises looked [...]

  • Lloyds to hand shareholders over £17bn by 2027, analysts say

    August 26, 2025

    Lloyds Banking Group shareholders are set for a bumper payout with analysts projecting the lender will return over £17bn to investors by 2027. The FTSE 100 giant was listed as Jefferies analysts “preferred” banking stock following a strong year-to-date performance. Shares in Lloyds have jumped over 50 per cent since January. The bank received a [...]

  • Trump says he will fire Federal Reserve governor

    August 26, 2025

    President Donald Trump has said that he is firing Federal Reserve governor Lisa Cook. The unprecedented move would constitute a sharp escalation in his battle to exert greater control over what has long been considered a financial institution independent from day-to-day politics. Mr Trump said in a letter posted on his Truth Social platform that [...]

  • Dovish Powell hints at more rate cuts in US

    August 22, 2025

    The Federal Reserve is likely to cut US interest rates at its next decision in September, Jay Powell has said, despite the country’s softening labour market being in conflict with upward pressure in prices from Donald Trump’s tariffs. In an eagerly anticipated address at the Jackson Hole symposium, the Fed chair highlighted slower economic growth, [...]

  • Consumer confidence weak but rate cuts offer some reprieve

    August 22, 2025

    The Bank of England’s fleet of interest rate cuts have helped lift consumer confidence in personal finance, a leading survey has suggested, but the prospect of high inflation has left sentiment vulnerable. Bank officials are closely monitoring the effects of looser monetary policy on consumption and confidence levels across the UK.  GfK’s flagship consumer confidence survey [...]

  • No more interest rate cuts expected as inflation runs ‘miles above target’

    August 20, 2025

    No further interest rate cuts are expected to be made this year after inflation in the year to July was higher than economists forecast.  Markets had priced in a 50 per cent chance of an interest rate cut being made at the Bank of England’s November meeting before fresh price growth data was published on [...]

  • OSB’s profit plunges due to falling interest rates

    August 20, 2025

    OneSavings Bank (OSB) recorded a hefty hit to profit for the first half of 2025 as lower interest rates took a chunk out of the group’s bottom line. The London-listed firm posted a 20 per cent decline in profit before tax, which fell to £192.3m in the first half. Net interest income (NII) fell five [...]

  • Monzo to follow Revolut and Klarna with launch of mobile service

    August 19, 2025

    Monzo has become the latest fintech darling to expand its lifestyle reach with the firm exploring the development of mobile phone services. The London-based firm is looking to offer a Monzo-branded service to its over 12 million in account holders. The service would follow rival Revolut issuing plans in April to enter the mobile market [...]

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