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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

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Interest rate cut

  • TSB Bank’s profit rockets from stamp duty rush and cost-cutting

    May 8, 2025

    TSB Bank’s cost-cutting plans and a rush to beat the stamp duty deadline imposed by Chancellor Rachel Reeves helped bolster profits in the first quarter. The Edinburgh-headquartered lender increased profit before tax to £101.3m for the first three months of 2025 – an 89 per cent jump from £53.4m in 2024. Operating expenses fell 4.7 [...]

  • Bank of England interest rates cut ‘nailed on’

    May 8, 2025

    The Bank of England is “nailed on” to cut interest rates later today to 4.25 per cent, investors believe. City of London leaders are anxiously awaiting the Bank’s newest monetary policy decision, which is set to be unveiled at 12.02pm due to a two-minute silence to commemorate Victory in Europe day.  Investment analysts have suggested [...]

  • HSBC, Barclays, Lloyds: Lenders bank on interest rate cut as mortgage ‘price war’ heats up

    April 17, 2025

    Top UK lenders are offering more mortgages to prospective house buyers, the Bank of England has revealed, as falling interest rates stir up a “price war” on the high street.  The Bank’s credit conditions survey revealed that the burgeoning supply of mortgages would come against a levelling off in demand in the three months to [...]

  • Inflation eases in March amid looming Bank decision

    April 16, 2025

    Inflation remained stubbornly high at 2.6 per cent in March, official data has shown, leaving Bank of England policymakers with a difficult decision to make on interest rates early next month.  The year-on-year increase in consumer price inflation (CPI) was lower than the 2.7 per cent figure forecast in a Bloomberg poll of economists.  The [...]

  • Yorkshire Building Society profit tumbles as margins fall

    February 27, 2025

    Profit took a tumble at Yorkshire Building Society, as declining interest rates tightened the firm’s interest margins. The building society booked a £385.2m profit in 2024, compared to the £453.7m pocketed in 2023. The decline was largely due to net interest income falling £49.5m year-on-year, as increased pressure on mortgage and saving books boosted reductions.  [...]

  • Home repossessions rise as higher interest rates bite borrowers

    February 10, 2025

    The number of homeowners with mortgages facing repossession rose in the fourth quarter of 2024 as buyers struggled with higher interest rates. UK Finance figures show that repossessions rose 12 per cent in the last three months of 2024 compared to the previous year and were up 54 per cent yearly. Overall, 1,030 residential houses [...]

  • What the Bank of England interest rate cut means for your money

    February 6, 2025

    Consumers need “careful financial planning in the months ahead” after the Bank of England cut interest rates on Thursday, wealth manager Quilter has warned. Financial planner at Quilter Holly Tomlinson said the 25 basis point cut will be “good news” for borrowers, whilst savers will be stung by lower returns on deposits.  Tomlinson said: “Banks [...]

  • How fast will the Bank of England cut interest rates in 2025?

    December 31, 2024

    The pace at which the Bank of England cuts interest rates in 2025 will be a major focus for financial markets in 2025, just like it was in 2024.

  • Strong wage growth kills hopes of interest rate cut

    December 17, 2024

    Analysts have warned that strong wage growth data reported this morning has killed any chance that the Bank of England will cut interest rates later this week. While the central bank had been widely expected to hold interest rates at its Monetary Policy Committee meeting on Thursday, the decision has been cemented by wages rising [...]

  • Two-year mortgage rates fall as markets brace for future interest rate cuts

    September 20, 2024

    Two-year mortgage deals are becoming increasingly competitive as rates continue to fall faster than longer-term deals.

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