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FCA

  • Revolut makes second bid for US banking permit

    March 5, 2026

    Revolut has made its second play for a US banking licence to crack the North American market as efforts for a UK permit continue to drag on. The London-born fintech juggernaut said on Thursday it had filed for a US bank charter as it named its new boss for the North America region. Nik Storonsky, [...]

  • Wood Group hit with £13m fine as engineering titan set to exit City

    March 4, 2026

    Scottish engineering titan John Wood Group has been slapped with a hefty fine after it produced inaccurate information in its financial results. The London-listed firm will cough up £13m following an investigation from the Financial Conduct Authority (FCA) concluding its “accounting judgements were inappropriately influenced by its desire to maintain previously stated financial results”. The [...]

  • City watchdog plots streamlined motor finance scheme after backlash

    March 4, 2026

    The UK’s financial watchdog is looking to “streamline” its long-anticipated motor finance compensation scheme following widespread backlash across the industry. The Financial Conduct Authority (FCA) provided a fresh update to markets on Wednesday, stating it was considering over 1,000 responses to its proposals for the industry-wide redress scheme. It added “if” it was to proceed [...]

  • Meet Reeves’ outsider tasked with steering the City to growth

    March 3, 2026

    The City has rolled out the red carpet for the banking watchdog’s new chief after Katharine Braddick, a seasoned veteran of the financial trenches, was named on Friday as the successor to Sam Woods. For a cool £314,000 a year, she’s set to take on the brief of steering the UK’s banking sector. Chancellor Rachel [...]

  • Klarna delivers $1bn quarter but shareholder returns take beating

    February 19, 2026

    Klarna delivered a record quarter at the end of 2025, with revenue rocketing, but the firm reported a major slump in shareholder returns after its stock price took a bruising following its public debut. The Swedish fintech unicorn notched just north of $1bn (£743m) in revenue, marking a 38 per cent jump year-on-year as active [...]

  • Bank of Ireland’s UK arm hit with £3.8m fine for fraud failures

    February 19, 2026

    The Bank of Ireland’s UK arm has been slapped with a hefty fine after failing to hit the deadline by over a year to implement an anti-fraud service. The lender was hit with a £3.7m fine from the Payments Systems Regulator (PSR) for missing the deadline by 14 months for a “vital” service that would [...]

  • The FCA rule change everyone missed that could upend the mortgage market

    February 19, 2026

    The FCA has set out a new, more pragmatic approach to affordability assessments that could open up the market, increasing competition and benefiting consumers and lenders alike, says Fernando Zandona Mortgages, and who provides them, have hardly changed in decades. The mortgage market remains one of the few sectors of UK financial services that seems [...]

  • Carmakers to skirt a crash in £11bn motor finance redress

    February 18, 2026

    UK carmakers are set to curb a hefty hit in the City regulator’s forthcoming redress scheme for the motor finance scandal. Captive lenders, in-house lenders of manufacturers, are to be granted some reprieve by the Financial Conduct Authority (FCA) after relentless lobbying that the scheme could hamper investment in the UK. The FCA was forced [...]

  • FCA chief: We can’t solve every problem with new rules

    February 18, 2026

    The Financial Conduct Authority will avoid introducing fresh rules as its stock response to new forms of market failure, its boss has said, as the regulator looks to avoid time-consuming consultation processes and speed up its action. Nikhil Rathi told the Fairer Finance podcast that “not every problem can be solved quickly” by the watchdog [...]

  • Good regulation can support growth without increasing risk

    February 17, 2026

    The debate about regulation and growth has become stuck in an Animal Farm world of less regulation good; more regulation bad, or vice versa, depending on political persuasion. The more serious question is about quality, says Omar Salem Dame Meg Hillier MP, chair of the influential Treasury Select Committee, has called for the government to [...]

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