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buy now pay later

  • Buy now, sell-off later: Where did Klarna’s IPO go wrong?

    Fintech

    When Klarna finally kicked off its Wall Street listing in September chatter quickly emerged whether the move would open the floodgates to a fleet of fintech listings. With the likes of Monzo, Zilch, Revolut and Starling all speculated to be eagerly waiting in the wings, all eyes were on the Swedish unicorn as a taster [...]

    Klarna IPO trading buzz with stock charts and investors analyzing market trends in a professional setting
  • Klarna delivers $1bn quarter but shareholder returns take beating

    Fintech

    Klarna delivered a record quarter at the end of 2025, with revenue rocketing, but the firm reported a major slump in shareholder returns after its stock price took a bruising following its public debut. The Swedish fintech unicorn notched just north of $1bn (£743m) in revenue, marking a 38 per cent jump year-on-year as active [...]

    Klarna IPO trading scene with stock market charts and business professionals discussing investment strategies
  • Clearpay CEO: I welcome buy now pay later regulations

    Opinion

    New FCA rules for buy now, pay later will strengthen, and legitimise, our industry, writes Clearpay CEO Rich Bayer.

    Clearpay logo prominently displayed on a vibrant background, representing financial technology in a business context.
  • Buy now, pay later providers set for £3bn hit in ‘regulatory reset’

    February 11, 2026

    Providers of buy now, pay later services are set to feel the crunch as the UK’s financial watchdog tightens its regulatory focus on the fast-growing industry. Merchants and lenders are set to take a combined hit of as much as £3bn following the regulation overhaul by the Financial Conduct Authority (FCA), according to its own [...]

  • Banks to pay ombudsman more as Treasury crackdown costs £8m

    November 27, 2025

    Banks will pay more to the Financial Ombudsman Service in the next year as the body strums up cash for its bill to meet the Treasury’s clampdown. Financial services will pay the FOS £86m in the 2026/27 financial year – an increase of £16m – under new proposals, which aim to beef up the Compulsory [...]

  • Klarna shares fall as banking transformation triggers wider losses

    November 18, 2025

    Swedish fintech unicorn Klarna recorded steeper losses in the third-quarter as costs related to the firm’s transition to becoming a fully-fledged bank offset record revenue. The buy now, pay later firm – which has set its sights on becoming a digital bank – recorded a loss of $95m (£72m) for the three months ending 30 [...]

  • Zilch boss shrugs off Klarna’s stock loss after fresh funding round

    November 13, 2025

    The boss of one of London’s most hotly-anticipated fintech listings has shrugged off the recent stock fall of Klarna after securing a fresh funding round. Philip Belamant, the chief executive of consumer payments platform Zilch, told City AM “there’s always a bit of downward pressure” when asked whether Klarna’s recent stock tumble raised any concerns [...]

  • Zilch eyes ‘hot’ fintech IPO market amid product launch

    October 9, 2025

    The boss of consumer payments platform Zilch has pledged to bring something “never seen before” to public markets as the fintech IPO scene heats up. Philip Belamant told City AM Klarna’s debut on the New York Stock Exchange – where the stock popped 15 per cent – was a “brilliant” indicator for fintech prospects. “I [...]

  • Zilch lands £30m debt facility from US Bank ahead of ‘next phase of growth’

    September 22, 2025

    Zilch has secured a fresh loan facility in signs the London fintech is opting for debt-fuelled over equity-led expansion. The Victoria-based business has agreed the £30m facility with New York-based US Bank, according to documents filed with Companies House. The agreement marks the largest financing deal the fintech has struck since its £150m debt facility [...]

  • Klarna could trigger a fintech IPO boom but can London benefit?

    September 11, 2025

    Klarna’s hot debut on the New York Stock Exchange has opened the doors for a flood of fintech listings but analysts are raising concerns whether the London market can enjoy this new stream. The Swedish fintech unicorn’s stock popped 15 per cent from its IPO price of $40. Shares closed at $45.82 after raising $222m. [...]

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