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banking

  • UK fintech investment hits four-year low

    February 18, 2025

    Fintech investment in the UK had another sluggish year with new data showing it sunk to a four-year low in 2024. KPMG’s bi-annual fintech report showed UK fintech investment fell by 27 per cent to £7.9bn last year, down from £10.1bn in 2023.  Despite this, the UK managed to scoop up more funding than France, [...]

  • Lloyds Bank urged to release full HBOS review

    February 17, 2025

    Lloyds Banking Group has been told it must publish a “full copy” of the long-delayed report into the mishandling of the HBOS Reading scandal. Dame Meg Hillier, who chairs the Treasury Committee, has backed campaigners’ calls for Lloyds to be transparent in private correspondence obtained by The Times.  This follows Lloyds’ pledge to “fulfil any [...]

  • Borrowing boom to boost banks

    February 17, 2025

    Banks have been given a boost after new data predicted borrowing growth would rise throughout 2025.  After the Bank of England slashed interest rates three times in the last six months, research from EY Item Club anticipates total UK bank lending will rise to 3.7 per cent this year, up from 2.3 per cent in [...]

  • HSBC set to unveil bigger profits as cost-cutting overhaul in focus

    February 16, 2025

    HSBC is set to unveil bigger profits as investors prepare for an update on the bank’s cost-cutting overhaul, while earnings for Lloyds will be in focus amid a long-running motor finance probe. Rivals Barclays and NatWest set the tone for the banking sector when they reported stronger earnings this week, despite UK interest rates starting [...]

  • Analysts say ‘Buy’ Natwest shares after annual results

    February 14, 2025

    Analysts have slapped a ‘Buy’ rating on Natwest shares after the bank’s annual results beat expectations. Peel Hunt analysts Robert Sage and Stuart Duncan said the lender’s strong performance in 2024 increased “conviction that market expectations can be delivered”. Natwest reported a £6.2bn pre-tax profit for 2024, up 0.3 per cent on 2023’s headline figure, [...]

  • Natwest skims past profit expectations

    February 14, 2025

    Natwest narrowly beat analysts’ annual profit expectations after posting a bump in its consumer lending. The FTSE 100 lender posted a £6.2bn pre-tax profit, ahead of £6.1bn pencilled in by analysts and up 0.3 per cent on 2023. Net loans to customers hit £368.5bn, an increase of £12.9bn, which reflected Natwest’s acquisition of Metro Bank’s [...]

  • HSBC to unveil $1.5bn in savings alongside financial results

    February 14, 2025

    Citing two people familiar with the matter, the FT reported that the savings will largely come from HSBC's decision to withdraw from non-core markets.

  • ‘Temporary share price glitch’ sends Barclays shares lower

    February 13, 2025

    Shares in Barclays slumped on Thursday morning after the bank posted its annual results. The Big Four bank reported a £8.1bn pre-tax profit, up 24 per cent from 2024, surpassing analyst expectations of £8.07bn. However, its stock dropped five per cent, as low as 290.34p after the market opened. Still, despite the drop, Peel Hunt [...]

  • Barclays beats expectations after Tesco Bank takeover

    February 13, 2025

    Barclays surpassed analyst expectations in its annual results report on Thursday, after a strong year for its investment banking arm and day one benefits of its Tesco Bank takeover. The FTSE 100 bank reported a pretax profit of £1.7bn in the fourth quarter, ahead of the £1.62bn expected by analysts. For 2024 as a whole, the [...]

  • Barclays and Natwest to set tone for Big Four banks in year ahead

    February 12, 2025

    As Britain’s Big Four banks prepare to post annual results, analysts expect “strong” performances, but warned of long-term challenges. Barclays and Natwest will lead the first round of results this week, with the pair reporting on Thursday and Friday respectively. This will be followed by HSBC on February 19 and Lloyds on February 20. The [...]

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