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banking

  • Trust, not technology, is the real currency of financial services

    March 18, 2026

    Fintechs are under pressure from outages, data leaks and rising fraud. True financial innovation should make systems safer, more transparent and more reliable for customers, says Nick Murray-Leslie Traditional banks and digital-first fintechs are locked in a battle for customers with much of the industry’s messaging still focused on AI, platforms and digital transformation. But [...]

  • Is the motor finance scandal making City banks trim the fat?

    March 18, 2026

    In the fallout of the multi-billion pound motor finance scandal, bank bosses are getting their house in order.  The landmark saga, which began with the UK’s financial watchdog’s review into the market over two years ago, centres around the use of ‘secret’ agreements between car dealers and lenders that left customers in the dark on [...]

  • Oaknorth delays net zero goal as US expansion fuels lending boom

    March 17, 2026

    UK fintech Oaknorth has slapped a ten year delay on its ambition to be a net zero bank as the firm’s expansion across the Atlantic picked up pace. The small business lender said it expects to meet net zero commitments by 2045, as opposed to previous guidance of 2035 set four years ago. Oaknorth said [...]

  • Close Brothers to axe fifth of jobs after motor finance ‘wipeout’ warning

    March 17, 2026

    Close Brothers has warned it will cull as much as a fifth of its headcount as the bank continued its aggressive cost-cutting strategy following mounting losses linked to the motor finance scandal. The FTSE 250 bank said it would axe a staggering 600 full-time roles by the end of the 2027 financial, which represents around [...]

  • Close Brothers shares sink as infamous short-seller warns of motor finance ‘wipeout’

    March 16, 2026

    Shares in Close Brothers plummeted on Monday after a group notorious for short-selling warned the bank had “systematically misrepresented” its exposure to the motor finance scandal. The FTSE 250 bank nosedived as much as 12 per cent during afternoon trading after Viceroy Research, a group famed for its exposés of Wirecard and Home Reit, warned [...]

  • UK banking sector faces ‘AI-washing’ legal warning

    March 16, 2026

    The UK’s banking sector is facing a new wave of regulatory AI warnings as bullish lenders race to rapidly beef up their tech capacity. Rosehana Amin, cyber and litigation partner at Clyde & Co LLP, warned banks may face a significant legal liability over misleading markets over their use of AI. Speaking at the City [...]

  • What happens now after Lloyds Bank’s tech disaster?

    March 13, 2026

    Customers at Lloyds Banking Group were sent into panic on Thursday morning after a number of users opened their mobile app to find rogue transactions that did not belong to them. Screenshots quickly flooded social media with many of the bank’s 28m customers describing their horror at seeing up thousands of pounds of bizarre payments. [...]

  • Businesses ‘yearning for stability’ says UK bank chief

    March 13, 2026

    Businesses are “yearning” for stability, according to a top banking chief executive, as the turmoil in the Middle East threatens to upend the global economy. Ian Corfield, the boss of London-listed Secure Trust Bank, told City AM: “I think the reality is that even before things kicked off a month ago, obviously nerves were increasing. [...]

  • Revolut to IPO above $100bn, says former licence boss

    March 13, 2026

    The man who steered Revolut’s pursuit of banking licences in its early stages has said he expects the fintech giant to make its public debut with a price tag north of $100bn. In an exclusive video interview with City AM, Will Mahon-Heap, the former head of international and authorisations at Revolut, said: “I think it [...]

  • Lloyds Bank investigating ‘technical glitch’ as users see rogue transactions

    March 12, 2026

    Lloyds Banking Group is looking into a “technical glitch” that left users of the bank’s app on Thursday morning seeing other users’ transactions on their mobile app. The group – which consists of Lloyds, Halifax and Bank of Scotland – responded to concerned customers on X in the early morning that it was looking into [...]

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