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Personal Finance

  • Reeves’ tax grab could ‘wipe £4bn out of the stock market’

    October 22, 2025

    One of the UK’s leading trading platforms has warned Chancellor Rachel Reeves that raising retail investor taxes could wipe billions off the stock market, undermining government attempts to boost domestic investing and strengthen the London market. According to research from trading platform IG, a two percentage point increase in both dividend and capital gains tax [...]

  • Lifetime ISA hands £1bn boost to Treasury coffers amid debate over purpose 

    October 21, 2025

    The Lifetime ISA has provided the Treasury with a significant fiscal boost each year since 2021, despite the government continuing to question whether it is ultimately fit for purpose. According to research from CBI Economics, commissioned by Moneybox, the Lifetime ISA (LISA) has delivered a net boost of £1bn to date for the government since [...]

  • Spike in employer pension contributions could throw UK businesses into insolvency

    October 21, 2025

    Rumours over potential spikes to employer pension contributions in the upcoming Budget has thrown UK companies into a frenzy, with some admitting it could put them at risk of insolvency. According to research from consultancy Barnett Waddingham, nearly 20 per cent of businesses fear they could become insolvent if an increase to employer pension contributions [...]

  • Henrys face horrid Budget amid looming tax raid

    October 21, 2025

    High Earners Not Rich Yet individuals, also known as Henrys, are bracing for a horrid Budget as they could face a tax rate higher than a current level of 60 per cent, analysts have warned.  Henrys, who are generally classed as professionals earning around £100,000 or more and often have little savings or fewer assets, [...]

  • The top one per cent account for a third of tax revenue

    October 21, 2025

    The top one per cent of taxpayers account for around a third of all income tax and capital gains tax paid in 2023-24, it has been revealed.  According to HMRC, the top 500,000 taxpayers contributed £93.8bn last year, which represented 33 per cent of the total raised.  The top 100,000 paid £54.9bn and covered a [...]

  • Industry figures urge Reeves to go further with cash ISA reforms 

    October 15, 2025

    Financial industry figures have urged Rachel Reeves to go further on reforming the cash ISA, following speculation the Chancellor is looking to overhaul the system in the looming Autumn Budget. Reeves is understood to be reviving a plan to cut the tax-free limit on cash ISAs, in a bid to get people to move cash [...]

  • Gen Z dream of early retirement while ignoring alarm bells

    October 15, 2025

    Young Brits are eyeing an early retirement, due to a growing belief that investing the minimum will be enough to fund their dream later life, ignoring warnings their savings are falling short. According to Standard Life, on average Gen Z hold ambitious aspirations to retire at 60, earlier than any other generation and years before [...]

  • City watchdog unveils plans to support tokenisation as it pursues further growth

    October 14, 2025

    The City watchdog has set out fresh plans to support tokenisation as it ploughs ahead with its growth agenda. The Financial Conduct Authority (FCA) unveiled guidance that provides firms and asset managers clarity on how to adopt the technology effectively in order to boost competitiveness and increase the amount of choice for consumers. Tokenisation allows [...]

  • Goodbye Nutmeg, hello Clove: New investing service lands £10m funding

    October 14, 2025

    As the London fintech world bids goodbye to investing app Nutmeg, a new spice-themed alternative is about to rise up from the ashes. Investing startup Clove, a new venture from serial entrepreneur Christian Owens, has emerged from stealth after landing a bumper £10m funding round. The pre-seed round featured a host of prominent investors including [...]

  • Budget rumours spark a surge in client queries for financial advisers

    October 10, 2025

    Independent financial advisers have seen a significant uptick in client enquiries in the run up to the Budget, as speculation over tax changes continues to plague Brits. According to analysis from wealth management firm, Rathbones,90 per cent of independent financial advisers (IFAs) have reported a spike in client enquiries as the November Budget inches closer. [...]

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