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Personal Finance

  • What does the Budget mean for you?

    November 26, 2025

    Rachel Reeves’ second Budget has been the most closely watched in recent memory, with media briefings and soundings on all sides. Rachel Reeves has raised taxes by £26bn in her second Budget, which follows on from last year’s £40bn. They will go up to well over 38 per cent of GDP by 2030, the OBR [...]

  • Reeves’ income tax decision to hit wealth creators, warns Castore CEO

    November 26, 2025

    The co-founder of sportswear brand Castore has hit out at Chancellor Rachel Reeves for freezing income tax thresholds as a “way of delaying the inevitable impact for entrepreneurs and wealth creators”. Tom Beahon, who leads the Manchester-headquartered company alongside his brother, added that “you can’t build a growth economy by disincentivising risk taking”. Announced in [...]

  • Autumn Budget: Cash ISA tax free allowance slashed to £12,000

    November 26, 2025

    In a major policy shakeup, Chancellor Rachel Reeves has confirmed a slash to the cash ISA ceiling but over 65s will retain the full allowance. After weeks of speculation, Reeves confirmed the ceiling will be cut from £20,000 to £12,000 as of April 2027, as part of her bid to stop people from hoarding cash [...]

  • Budget: Stealth tax raid making some earners £3,800 worse off 

    November 26, 2025

    Freezing income tax thresholds is set to make a worker earning the median wage as much as £2,310 worse off had the measure never been introduced as Chancellor Rachel Reeves looks set to unleash a stealth tax raid at the Autumn Budget. Analysis by Quilter has revealed that extending the current freeze alone will add an [...]

  • It’s not just LISAs: Stamp duty land tax is a London problem too 

    November 25, 2025

    Getting on the property ladder is getting harder and harder for young people. Dwindling housing supply coupled with growing demand for property has left sellers receiving offers significantly above the asking price, with squeezed buyers turning to family members to fund ballooning deposits. But the costs do not end when the keys are handed over. [...]

  • The London LISA problem

    November 19, 2025

    ISAs are set for a starring role in next week’s Budget as Chancellor Rachel Reeves searches for ways to kickstart economic growth. The Treasury is reportedly mulling a slash to the cash ISA ceiling from £20,000 to £10,000 to stop Brits hoarding cash, and encourage investment into domestic stocks. Dividends are also potentially in the [...]

  • Consumer confidence plunges as Labour under fire

    November 17, 2025

    Consumer confidence plunged to a four-month low last month, a leading survey has suggested, as Budget tax rumours shared by Labour officials instilled fear in Britons up and down the country.  S&P Global’s UK consumer sentiment index slipped back in November as households became more nervous about their finances.  The reading for household finances dropped [...]

  • Brits on state pension to be caught by income tax for first time

    November 14, 2025

    All Brits on the full state pension will be dragged into paying income tax in 2027 for the first time, researchers have warned, amid growing speculation that thresholds will be frozen for an extended period. The Institute for Fiscal Studies (IFS) think tank has warned that 100 per cent of those on the full state [...]

  • This Could Be The Best Investment The City Ever Makes

    November 11, 2025

    Go into a primary school today and ask how many of them trust major financial institutions like banks and you’ll generally find that less than half do so. Sometimes it’s as low as one-third of the class. At least, that’s what the financial education charity I volunteer with, City Pay it Forward, has consistently found.  [...]

  • Autumn Budget: How could Rachel Reeves change salary sacrifice rules?

    November 10, 2025

    Salary sacrifice schemes have allowed Brits earning more than £100,000 to avoid high taxes since the 1970s. While a pay rise can be lucrative for some employees, for others being dragged over the £100,000 threshold can be financially damaging, particularly for parents of young children who risk having their free childcare hours pulled away and [...]

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