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Personal Finance

  • Brits swindled out of thousands by unregulated online financial advice

    October 29, 2025

    People have lost thousands of pounds after acting on advice from online unverified sources, despite industry figures warning that their guidance can be misleading or incorrect. Over 40 per cent of Brits admitted to taking advice from online sources, including ‘finfluencers’ and chatbots, without first verifying its legitimacy, according to the latest data from fintech [...]

  • Wealthy Brits are failing to notice that they will be hit by IHT changes

    October 28, 2025

    Many high net worth Brits are unaware that their pensions will soon be liable for inheritance tax, leaving families exposed to significantly higher levels of tax. Nearly 20 per cent of high net worth individuals (HNW) aged 55 and over reported having no knowledge that their unused private pension pot will fall under the scope [...]

  • The ‘confidence gap’ is discouraging women from investing

    October 23, 2025

    The UK financial services’ sectors fixation with the ‘confidence gap’ is actively turning women away from investing, a trading platform has warned. An analysis by Etoro of more than 80 UK reports on women investing by the financial services industry, found a repeated belief that the gender investment gap was caused by a lack of [...]

  • Benefits to increase more than expected next April

    October 22, 2025

    Most state benefits will rise by 3.8 per cent next year in line with September’s rate of inflation, exceeding earlier predictions by the Treasury watchdog. September’s CPI inflation figures are used to calculate the increase to many welfare bills which take effect next April, including universal credit and personal independence payments (Pips). The rise is [...]

  • Reeves’ tax grab could ‘wipe £4bn out of the stock market’

    October 22, 2025

    One of the UK’s leading trading platforms has warned Chancellor Rachel Reeves that raising retail investor taxes could wipe billions off the stock market, undermining government attempts to boost domestic investing and strengthen the London market. According to research from trading platform IG, a two percentage point increase in both dividend and capital gains tax [...]

  • Lifetime ISA hands £1bn boost to Treasury coffers amid debate over purpose 

    October 21, 2025

    The Lifetime ISA has provided the Treasury with a significant fiscal boost each year since 2021, despite the government continuing to question whether it is ultimately fit for purpose. According to research from CBI Economics, commissioned by Moneybox, the Lifetime ISA (LISA) has delivered a net boost of £1bn to date for the government since [...]

  • Spike in employer pension contributions could throw UK businesses into insolvency

    October 21, 2025

    Rumours over potential spikes to employer pension contributions in the upcoming Budget has thrown UK companies into a frenzy, with some admitting it could put them at risk of insolvency. According to research from consultancy Barnett Waddingham, nearly 20 per cent of businesses fear they could become insolvent if an increase to employer pension contributions [...]

  • Henrys face horrid Budget amid looming tax raid

    October 21, 2025

    High Earners Not Rich Yet individuals, also known as Henrys, are bracing for a horrid Budget as they could face a tax rate higher than a current level of 60 per cent, analysts have warned.  Henrys, who are generally classed as professionals earning around £100,000 or more and often have little savings or fewer assets, [...]

  • The top one per cent account for a third of tax revenue

    October 21, 2025

    The top one per cent of taxpayers account for around a third of all income tax and capital gains tax paid in 2023-24, it has been revealed.  According to HMRC, the top 500,000 taxpayers contributed £93.8bn last year, which represented 33 per cent of the total raised.  The top 100,000 paid £54.9bn and covered a [...]

  • Industry figures urge Reeves to go further with cash ISA reforms 

    October 15, 2025

    Financial industry figures have urged Rachel Reeves to go further on reforming the cash ISA, following speculation the Chancellor is looking to overhaul the system in the looming Autumn Budget. Reeves is understood to be reviving a plan to cut the tax-free limit on cash ISAs, in a bid to get people to move cash [...]

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