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Personal Finance

  • What does the world really think about freedom?

    January 22, 2025

    On a round-the-world trip, Rainer Zitelmann conducted the most extensive ever survey of global attitudes to capitalism and the market economy. Over the coming weeks he’ll be sharing his insights with City AM Many people dream of travelling the world. Well, from April 2022 to December 2023, I went on a round-the-world trip that took [...]

  • More borrowers will be paying off mortgage debt into their 70s

    January 21, 2025

    In the first nine months of 2024, 22,103 mortgages with a term of at least 35 years were approved to people aged over 36.

  • Why the football regulator shouldn’t ignore clubs below National League

    January 18, 2025

    The case of Ebbsfleet United shows why the incoming football regulator’s powers are needed throughout the English game, says Damian Collins. The deeply entwined relationship between English football clubs and the communities they serve is never more evident than at the midpoint of the season and the turn of the year. Whilst most Europeans enjoy [...]

  • Savills: End of work from home drives recovery in office property market

    January 16, 2025

    International property services company Savills has predicted a strong commercial property market this year driven by cheaper financing, the sustainability agenda and workers’ return to the office. The FTSE 250-listed firm told the market this morning that while it expected challenging conditions to continue, “most markets are in recovery”. However, the firm added that geopolitical uncertainty, [...]

  • Half of people with housing costs ‘starting 2025 worried about home or finances’

    January 11, 2025

    The Advertising Standards Authority (ASA) upheld two complaints about the video, one saying it glamorised smoking and another about it not being clearly marked as an “ad”.

  • Mortgage rates to rise on back of bond market turmoil

    January 10, 2025

    Gilt yields influence the mortgage market through swap rates, the main benchmark for mortgage lending in the UK.

  • The runners and riders to replace under-fire City minister Tulip Siddiq

    January 10, 2025

    Downing Street is reportedly weighing up a number of potential candidates to replace Tulip Siddiq as her position as City minister comes under increasing pressure. Siddiq, the niece of ousted Bangladeshi leader Sheikh Hasina, has been in the headlines since last month when she was named in an investigation into whether her Bangladeshi family embezzled [...]

  • Tulip Siddiq reportedly given London flat linked to deposed Bangladeshi leader

    January 4, 2025

    City minister Tulip Siddiq was reportedly given a London flat by a person with links to the deposed Bangladeshi leader. Siddiq, who serves as economic secretary to the Treasury with a brief including “countering economic crime, money laundering and illicit finance” was reported to have been given the two-bedroom property near King’s Cross in 2004, [...]

  • Spectre of another Labour tax raid haunts savers

    January 2, 2025

    83 per cent of customers surveyed by the retail investment platform said they were either very concerned or somewhat concerned about tax increases in 2025.

  • Payment fraud is becoming more sophisticated, creating new vulnerabilities for organisations

    October 17, 2024  |  Sponsored

    Author: Tim Forster, Strategic Partner Manager, Financial Messaging at Finastra  In the digital age, security is a top priority for corporates and financial institutions. As payments become increasingly more sophisticated, so too do fraud attempts, particularly as payments are increasingly operating in real-time. The operational characteristics of instant payments (fast, irrevocable, simultaneous clearing and settlement) [...]

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