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Banking

  • UBS and Credit Suisse face legal threats after bond wipeout and shareholder bypass

    March 20, 2023

    UBS and Credit Suisse are facing potential legal action from investors after the controversial tie-up between the two banks bypassed a vote by shareholders and wiped out $17bn of Credit Suisse bonds.

  • Credit Suisse set to pay bonuses and boost salaries despite UBS takeover

    March 20, 2023

    Credit Suisse is reportedly set to pay out bonuses and go ahead with planned salary increases for its staff despite the dramatic acquisition of the bank by UBS over the weekend.  In an internal email sent to members of staff and seen by the Financial Times, the beleaguered lender said it “will continue to allocate [...]

  • Bank of England confirms AT1 bondholders priority over shareholders as it proclaims UK banks ‘safe and sound’

    March 20, 2023

    The Bank of England confirmed the pecking order in which investors would be paid out if a bank went bust as it sought to reassure markets about the stability of the UK’s financial system.  In a statement released today, the UK central bank confirmed that alternative tier 1 (AT1) bondholders would be prioritised over shareholders [...]

  • Banking crisis: Thousands of City jobs at risk with UBS set to ‘downsize’ Credit Suisse investment bank division

    March 20, 2023

    Thousands of jobs in the City are at risk after UBS’s dramatic acquisition of Credit Suisse last night, with Credit Suisse’s investment banking division at the heart of discussions. The Swiss banking stalwarts employ some 11,000 people in London, including a high concentration of their investment banking units which were already facing potentially hefty job [...]

  • Banks recover morning losses as markets digest Credit Suisse-UBS merger

    March 20, 2023

    Shares in UBS were trading over 5 per cent down around midday on Monday, having traded nearly 10 per cent lower earlier in the day, after it completed its emergency acquisition of Credit Suisse over the weekend.  Although many European banks were trading lower in the morning, most had recovered some of their losses shortly [...]

  • Gold price tops $2,000 and Bitcoin gets a bump as investors scramble for safety after Credit Suisse rescue

    March 20, 2023

    Gold prices have climbed near record highs and topped $2000 for the first time in over a year this morning as investors scramble for steady ground following UBS’s rescue of Swiss rival Credit Suisse.

  • First Silicon Valley Bank, then Credit Suisse, and now Signature Bank is bought out for £2.2bn

    March 20, 2023

    New York Community Bank has agreed to buy a significant chunk of the failed Signature Bank in a 2.7 billion dollar (£2.2 billion) deal, the Federal Deposit Insurance Corp (FDIC) said late on Sunday. The 40 branches of Signature Bank will become Flagstar Bank, starting on Monday. This comes after UBS agreed to purchase beleaguered [...]

  • Banking crisis and Fed’s credit line: how does it work and how concerned should we be?

    March 20, 2023

    Central banks around the world announced last night that they were taking steps to improve access to liquidity in the financial system. In a coordinated move reminiscent of Covid in 2020 and the financial crisis in 2008, central banks in the US, the eurozone, Britain, Japan and Canada announced new measures to calm financial markets.  [...]

  • Explainer: What’s an AT1 bond – and why are Credit Suisse’s now worthless?

    March 20, 2023

    UBS’ rescue deal of Credit Suisse, which will see it buy its stricken Zurich rival at a discount £3bn price, has come with a surprise for holders of Credit Suisse’s AT1 bonds. These risky bonds – which had a nominal value of $17bn – are now precisely worthless. Unsurprisingly, holders of the bonds are less [...]

  • Hong Kong and Tokyo: Why Asian markets declined after Credit Suisse’ takeover

    March 20, 2023

    Asian stock markets fell on Monday after Swiss authorities arranged the takeover of troubled Credit Suisse amid fears of a global banking crisis. Ahead of a Federal Reserve meeting to decide on more possible interest rate hikes, markets in Hong Kong, Tokyo and Sydney declined. While in Shanghai, stocks edged up. Oil prices also retreated. [...]

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