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Banking

  • Rachel Reeves hosts Scott Bessent and finance execs for investment talks

    September 16, 2025

    Chancellor Rachel Reeves hosted US Treasury secretary Scott Bessent and top dogs from most of the world’s biggest finance firms in a warm-up event ahead of President Donald Trump’s UK arrival on Tuesday evening.  City firms including Barclays, HSBC and Revolut sent representatives to Downing Street, where they were joined by bosses from top Wall [...]

  • Co-op Insurance expands into loans in partnership with ClearScore

    September 16, 2025

    The insurance arm of the Co-op Group is expanding its presence in the financial services market by offering personal loans, in partnership with ClearScore. As part of the collaboration, ClearScore’s credit matching platform will be available to Co-op members and customers, offering personalised credit services. Its member-owners and customers will be able to access unsecured [...]

  • Exclusive: FCA licence approvals slump

    September 15, 2025

    As few as six e-money licence applications have been granted by the UK’s financial regulator over the past 9 months, City AM can reveal, underscoring the scale of the regulatory obstacles faced by Britain’s fintech startups. Data obtained by City AM via Freedom of Information request showed that not a single authorised electronic money institution (AEMI) licence [...]

  • FCA hires influencers to raise awareness of motor finance compensation scheme

    September 12, 2025

    In its attempt to stop people using claims management companies or law firms to access the motor finance compensation scheme, the City watchdog has kicked off a £1m media campaign. The Financial Conduct Authority (FCA) is launching a £1m campaign to inform people that they don’t need to use a CMC or law firm to [...]

  • Bank of England predicted to not cut interest rate until 2026

    September 12, 2025

    Interest rate cuts are unlikely to take place this year, according to some of the most dovish forecasters, with City analysts split on where they will settle given the UK’s battle against high inflation and low growth.  The Bank of England is set to hold its next monetary policy committee (MPC) meeting next week, a [...]

  • Barclays boss: UK banks are taxed too much

    September 12, 2025

    Ahead of the Autumn Budget, Barclays’ chief executive has called on the government to curb pay rises for public sector workers and to avoid increasing taxes on banks. Speaking to the Financial Times, CS Venkatakrishnan said “we need to find a way to curb wage inflation,” and emphasised the need to curb expenditure at the [...]

  • Two in five financial services firms lack safe AI controls 

    September 11, 2025

    As the financial services industry piles billions of pounds into artificial intelligence (AI), firms are lacking adequate measures to maintain safe usage, according to new figures. Fresh data from Big Four accountancy giant EY reveal 26 per cent of companies have no or limited controls in place to ensure AI systems adhere to laws and [...]

  • High street banks’ SME lending comeback inches forward 

    September 11, 2025

    High street banks’ return to small- and medium-sized enterprises (SME) inched onwards in the second quarter.  The big banks have turned back to the area as the government clamps down on smaller firms’ difficulty accessing finance. Top bosses were summoned earlier this year for talks with ministers covering how to improve lending to SMEs. In [...]

  • FCA plans to allow contactless payment limits above £100

    September 10, 2025

    Card providers are set to be given the powers to set their own limits on contactless payments, which are currently set at £100, under proposals set out by the City regulator.  The Financial Conduct Authority (FCA) has revealed that it will consult industry on whether the rules should be relaxed as part of its task [...]

  • Clearbank brings fintech revolution to corporate banking

    September 9, 2025

    UK fintech Clearbank has laid out plans to power up its embedded banking services and take on legacy banks on a new battlefield. The firm said outdated “one-size-fits-all” approaches from centuries-old high street banks were “no longer fit for work” and set out plans to challenge traditional transaction services in areas like travel, hospitality and [...]

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