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      Motor finance: What’s next for banks and consumers in 2026?

      Motor finance lenders could be set for a fresh dose of headaches.

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Banking

  • Wall Street rises on hopes the Fed may take it easier on rate hikes

    June 2, 2023

    Wall Street rose on Thursday with hopes that the Federal Reserve may soon take it easier on its hikes to interest rates. The S&P 500 rallied 1 per cent after a suite of reports painted a picture of a split US economy. The job market remains solid, but manufacturing is weakening and retailers are seeing [...]

  • Ex-JP Morgan executive wrote Epstein ‘should not be a client’ in 2011 email

    June 1, 2023

    A former JP Morgan Chase executive wrote in a 2011 email that the late financier and sex offender Jeffrey Epstein should not be a client of the bank, according to a transcript of a deposition of chief executive Jamie Dimon seen by Reuters. Dimon said in the deposition he was not aware of the email at [...]

  • Could JP Morgan boss Jamie Dimon run for President of the United States? Billionaire investor Bill Ackman thinks so

    June 1, 2023

    Billionaire investor Bill Ackman has argued that JP Morgan boss Jamie Dimon should run for president after comments earlier this week suggesting Wall Street’s longest-serving bank boss would consider running. In a tweet, Ackman said “we need an exemplary business, financial, and global leader to manage through what is likely to be a critically important [...]

  • ‘Antiquated technology’ scuppering fraud threat response at over three quarters of retail banks

    June 1, 2023

    Retail banks worldwide are struggling to upgrade their defences against fraud despite the increasing threat of financial crime.  According to data collected for BioCatch, 78 per cent of financial firms worldwide are concerned about their ability to respond to emerging fraud threats quickly and effectively.  The report revealed how lenders feel impelled to boost defences [...]

  • HSBC launches £15bn SME fund amid cost of living crisis with £3bn available in London

    June 1, 2023

    HSBC has launched a £15bn fund dedicated to financing the survival and expansion of small and medium-sized enterprises (SMEs) across the country.  The £15bn fund, which equals the largest SME fund HSBC has launched, is available to businesses across the country, with £3bn put aside for SMEs in London.  Across sectors, £2bn will be allocated [...]

  • Consumer Duty: High street banks prepare for major regulatory shakeup as clock ticks down

    May 31, 2023

    Banks in the UK have just two months to prepare for the incoming Consumer Duty, with some prominent bankers suggesting the new regulatory standards will prompt widespread changes in the industry.  The Financial Conduct Authority’s (FCA) flagship Consumer Duty, which will come into effect on 31 July, requires firms to deliver good outcomes for retail [...]

  • Falling value of commercial real estate likely to hit European banks, RBC warns

    May 31, 2023

    The European banking sector could be at risk from the weakening outlook for commercial real estate, analysts have warned. In a note, Anke Reingen, analyst at Royal Bank of Canada, argued that European banks are “likely to take some hits from the worsening [CRE] sector outlook”.  CRE has faced widespread problems in recent months as [...]

  • Monzo: Digital bank narrows losses as it chases fintech rivals toward profitability

    May 31, 2023

    London-based challenger bank Monzo said it narrowed its losses last year and has now swung into the black as it scrambles after its rivals in the race to reach steady profitability.

  • People who get ‘poor’ bank rates should ‘shop around’, DWP sec Mel Stride says

    May 31, 2023

    People who feel they are getting “very poor” interest on their savings should “shop around” and find a bank that will pay “a better rate”, the Work and Pensions Secretary has said. Mel Stride said some of the “stickiness” comes because there is “often inertia” and that it is “relatively easy to change and switch [...]

  • Goldman Sachs to make another round of job cuts as dealmaking slump continues – reports

    May 31, 2023

    Goldman Sachs is considering another round of job cuts over the next few weeks as the drought in dealmaking continues to weigh on performance.  According to Reuters, the layoffs – which would total not more than 250 – could include senior figures like partners and managing directors. The news was first reported by the Wall [...]

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