Healey’s first Budget calls for restraint AD With fiscal headroom under pressure, expect targeted support and modest tax rises in the Autumn Budget, leaving bigger decisions for next year, writes Philip Shaw. John Healey’s first Budget on 28 October will test how the Government reconciles its ambitions with financial reality. Although the UK economy is on course to grow this year, the [...]
Belonging at work starts with making room for someone else AD Investec recently chaired a panel discussion with its charitable partner, the Black Young Professionals Network (BYP), exploring the relationship between belonging and performance in the workplace. Jason Spivey, Investec’s Head of People and Organisation, reflects on why belonging is about more than inclusion. It’s about having the opportunities and backing to succeed. Black History Month [...]
3 shifts defining the future of private credit AD Why the next phase of direct lending will reward discipline over scale. Private credit has enjoyed a remarkable run. Once a niche corner of finance, the asset class has expanded into a mainstream source of funding for private equity-backed businesses. But as the market matures, the rules are changing. Rapid growth has brought greater scrutiny, [...]
The Monetary Policy Committee has changed its mindset. What’s next for interest rates? September 28, 2026 Investec Chief Economist Philip Shaw explains why an interest rate rise now looks more likely – and when these changes are expected. The Bank of England’s Monetary Policy Committee voted 6-3 to keep the Bank rate at 3.75% earlier this month, with the three dissenters backing a quarter-point increase. This was exactly the same voting [...]
International purchases come with currency risk. Here are three ways bespoke FX support can help can save time and stress September 25, 2026 From overseas property and luxury purchases to international school fees, foreign exchange can add cost, complexity and uncertainty. A dedicated private client dealer can help make high-value transactions more manageable. An international lifestyle can bring opportunity, flexibility and enjoyment, but it can also create a long list of payments in unfamiliar currencies. For private clients [...]
We can’t all create jobs. But we can all create opportunities. August 10, 2026 Headlines about the challenges facing young people trying to secure their first meaningful job have become hard to ignore. And with exam results for our next generation of workers landing soon, Emily Shenton, co-founder of Arrival, an organisational performance consultancy whose social impact practice partners with corporates to help ambitious young people build careers and [...]
How patient can the Bank of England be? August 4, 2026 Will policymakers be forced into an unexpected rate hike? Investec Chief Economist Philip Shaw explains how energy prices, wages and inflation expectations will shape the Bank of England’s next move – and reveals what he expects to happen. The Monetary Policy Committee (MPC) kept the Bank rate at 3.75 per cent this month, in line [...]
3 ways AI is rewriting the rules of private equity August 3, 2026 For private equity firms looking to exit investments, the rules of M&A have changed. Successful exits now depend on three things: proving AI resilience,running smarter sale processes and taking a more pragmatic approach to valuation. Earlier this year, the sharp sell-off in software stocks, dubbed the “SaaSpocalypse”, exposed how quickly AI can reshape company valuations. [...]
3 reasons co-living is rising in popularity among tenants and investors June 30, 2026 Co-living accommodation is evolving from a niche option to a popular solution to the UK’s housing challenges as investors step up their investment in the sector. By Jonathan Long The UK’s housing market faces a familiar set of challenges: affordability pressures, a shortage of supply and changing patterns in how people live and work. Against [...]
Private credit is crowded — but disciplined capital still knows where to look June 1, 2026 As more lenders move into private credit, the lower mid-market focused on financing small and medium sized businesses is standing out for a simple reason: it still rewards discipline. In a market increasingly focused on scale, selectivity may matter more. Private credit is no longer a quiet corner of the market. It is bigger, busier [...]