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Santander

  • Banks keep £100 contactless limit despite new powers

    Retail

    Britain’s banks will not be lifting the £100 cap on contactless payments despite the regulator giving them the power to do so, citing low demand. The Financial Conduct Authority (FCA) lifted the cap on Thursday, leaving it up to banks to increase their own limits – although none of the UK’s biggest banks have decided [...]

    Card providers are set to be given the powers to abolish limits on contactless payments.
  • Owner of collapsed lender MFS hit with freezing order

    Markets

    The owner of a collapsed shadow bank has been hit with a worldwide freezing order after his firm faced fraud allegations. Paresh Raja, founder of Market Financial Solutions (MFS), has been told by courts in London and Dubai to give details of all his assets worth more than £10,000 and cannot spend more than £5,000 [...]

    (Photo by Leon Neal/Getty Images)
  • Is the motor finance scandal making City banks trim the fat?

    Banking

    In the fallout of the multi-billion pound motor finance scandal, bank bosses are getting their house in order.  The landmark saga, which began with the UK’s financial watchdog’s review into the market over two years ago, centres around the use of ‘secret’ agreements between car dealers and lenders that left customers in the dark on [...]

    Car finance expert Sam discusses trends in auto loans and leasing options in an insightful column.
  • Global expansion becomes the new growth engine for businesses

    March 5, 2026

    UK businesses are increasingly looking overseas for growth. Santander’s most recent Trade Barometer 2025 research shows nearly half are now considering global expansion. This is up from a third from the previous wave, and more than double the number from 2023.  However, overseas expansion presents new challenges. Our research shows nearly half of businesses see political uncertainty and navigating new regulatory regimes as their top barriers. This reflects ongoing tensions such as the Russia-Ukraine conflict [...]

  • City watchdog plots streamlined motor finance scheme after backlash

    March 4, 2026

    The UK’s financial watchdog is looking to “streamline” its long-anticipated motor finance compensation scheme following widespread backlash across the industry. The Financial Conduct Authority (FCA) provided a fresh update to markets on Wednesday, stating it was considering over 1,000 responses to its proposals for the industry-wide redress scheme. It added “if” it was to proceed [...]

  • Santander names new TSB boss ahead of takeover

    March 2, 2026

    Santander has named the new top boss of TSB Bank as the firm gears up for its blockbuster takeover of the high street unit. The Spanish-headquarted banking giant – which beat out its peers to snap up TSB for £2.6bn last July – appointed Nicola Bannister as the new chief executive of TSB. Bannister ascends [...]

  • Lloyds to close 95 more bank branches across UK

    February 11, 2026

    Lloyds Banking Group is set to make a further full to its branch network with 95 sites face the shutter. The FTSE 100 banking giant announced the fresh closures on Wednesday, which will affect Lloyds, Halifax and Bank of Scotland sites. The closures will take place between May 2026 and March 2027. Lloyds will take [...]

  • Boss of Mandelson’s Global Counsel quits amid Epstein file fallout

    February 6, 2026

    The chief executive and co-founder of Peter Mandelson’s lobbying firm Global Counsel has quit with immediate effect after revelations about his and his company’s connection with Jeffrey Epstein caused clients to sever or reconsider ties to the firm. Benjamin Wegg-Prosser has stepped down with immediate effect, the group’s board said in a statement, which also [...]

  • TSB’s profit soars ahead of Santander takeover

    February 6, 2026

    Profit at high street lender TSB soared in the latest financial year as the bank slashed costs ahead of its landmark takeover by Santander. TSB’s pre-tax profit hit £350.4m in 2025, a 20.7 per cent jump from the year prior. The growth was fuelled by rising income streams and falling costs, even as the bank [...]

  • Secure Trust Bank sells motor finance arm after £21m hit

    February 5, 2026

    Specialist lender Secure Trust Bank has offloaded its motor finance arm, becoming the latest UK bank to retreat from the sector, which has been wrapped up in scandal. The bank sold its remaining vehicle finance loan book to European Alternative Investment Fund Manager LCM Partners in a move expected to increase the bank’s CET1 ratio – a [...]

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