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regulation

  • Private credit firms draft in City advisers to help with ‘meltdown’ stress test

    Banking

    Firms taking part in the Bank of England’s inaugural private credit stress test have been allowed to draft in external City advisers to help them manage the substantial workload required to respond to the doomsday scenario, which participants have branded “extremely severe”. So-called shadow banks will be allowed to lean on consultants, two people involved [...]

    Bank of England headquarters with financial charts overlay, illustrating private credit stress test analysis
  • UK banks fear a ‘disaster’ with Ed Miliband as Chancellor

    Banking

    City banks are fretting over the prospect of Ed Miliband as Chancellor as Andy Burnham mulls who he will give the keys to Number 11. The banking industry is bracing for a shake-up at the Treasury and fears it could be hit with a fresh raft of taxes under a new Chancellor while key deregulatory [...]

    Ed Miliband speaking at a podium during a press conference, addressing energy policy reforms and climate change initiatives.
  • Badenoch sets sights on battle with the Bank

    Banking

    The City is in the mood for a regulatory bonfire and Kemi Badenoch hopes to be the one to light the flame. In this week’s column, Samuel Norman looks at the roadblocks she may face on her pursuit. “Don’t forget about Andrew Bailey.” That was the parting shot I got from a former Bank of [...]

    Breaking news scene featuring a diverse group of professionals discussing important developments in a modern office setting
  • ‘Very concerned’: City watchdog scolds motor finance lenders over £9bn redress scheme

    June 22, 2026

    The City watchdog has warned motor finance lenders it is “very concerned” with how prepared the industry is to implement its £9bn redress scheme, City AM can reveal.  The Financial Conduct Authority (FCA) fired out letters to over 100 firms last Friday following a review of the sector’s plans to implement its under-fire redress program. [...]

  • Motor finance revs up City watchdog’s PR spend

    June 22, 2026

    The motor finance scandal has helped rev up the financial watchdog’s spend on public relations agencies as it fought to warn consumers of the risks of using claims management firms. The car mis-selling saga – where City banks have been put on the hook for billions in compensation over the use of ‘secret’ car deals [...]

  • Bank of England unveils Armageddon stress test scenario ‘more severe than the financial crisis’

    June 19, 2026

    The Bank of England is poised to probe how private markets’ respond to a theoretical financial Armageddon scenario in which stocks plummet and prices soars that industry figures have said is more severe than the global financial crisis. Watchdog officials will scrutinise how alternative asset managers react to the scenario’s five-year downturn in financial conditions [...]

  • House of Lords lashes out at Labour for ‘eliminating’ its oversight of financial watchdogs

    June 18, 2026

    An influential group of peers have hit out at the government for ditching the Lords’ oversight of financial watchdogs as part of legislation passed in the King’s Speech. Writing in her capacity as chair of the Lords’ Financial Services Regulation Committee, Baroness Noakes said the government had “eliminated” an “integral” part of the regulatory system. [...]

  • HSBC coughs up $25m over Australian scam failures

    June 18, 2026

    HSBC has agreed to cough up just shy of $25m after admitting to failures in protecting customers in Australia from scammers. The Australian arm of Europe’s biggest lender was investigated by the watchdog over alleged “widespread and systematic failures” to shield its customers targeted by fraudsters.  The Australian Securities and Investments Commission (ASIC) said it [...]

  • As it happened: Stocks sink after Fed and Bank of England opt for hawkish hold; Oil price tumbles

    June 18, 2026

    Welcome back to the City AM liveblog. Interest rates were left unchanged at 3.75 per cent in Bank of England’s monetary policy committee meeting today as rate-setters wait to find out whether the Iran war peace deal holds up.  The Bank’s decision followed Thursday’s inflation data, which stayed below undershot expectations after coming at 2.8 [...]

  • Kemi Badenoch pledges to wield the axe on post-financial crisis banking regulation

    June 18, 2026

    Kemi Badenoch will today step up her efforts to woo the City as she promises to wield the axe on post-financial crisis banking regulation if she manages to clinch the keys to Number 10. “London is having its lunch eaten” by overregulation, the Tory leader will proclaim as she proposes a shakeup of the financial regime that she hopes [...]

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