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regulation

  • Jury trial controversy looms over Starmer after King’s Speech points to reform

    May 13, 2026

    Controversial government plans to trim back the use of jury trials were included in the King’s Speech on Wednesday, as an embattled Keir Starmer persevered with an long-trailed overhaul of the UK’s criminal justice system.  The Courts Modernisation Bill could become the latest issue over which Downing Street and the parliamentary Labour Party clash at [...]

  • Ministers to be handed ‘statutory powers’ to steer regulator’s growth agenda

    May 13, 2026

    Ministers will be handed new “statutory powers” to steer UK watchdog’s growth agenda and define what it means in different “regulatory contexts“. In the King’s Speech, the government revealed its Regulating for Growth Bill – a cross-sector piece of legislation designed to beef up the UK’s regulatory system’s fostering of growth. The government’s report takes [...]

  • ‘Dual squeeze’: FCA approvals for e-money licences plummet

    May 13, 2026

    The number of successful applicants for e-money licences has plummeted in the last few years raising further questions over a slow down in market growth. Fresh figures – revealed in a Freedom of Information request by financial regulation consultancy Pathlight Associates – showed just 35 applicants were able to bag an electric money institution (EMI) [...]

  • Tories pledge to slash tax and red tape in ‘alternative King’s Speech’

    May 10, 2026

    The Tories have set out their vision for the UK economy, pledging to slash taxes and red tape to “back innovation, entrepreneurship and growth”. Kemi Badenoch’s party has said it would slash welfare spending, scrap business rates for high street business and repeal Labour’s workers’ rights reforms.  The Conservatives have published their “alternative King’s Speech,” [...]

  • Motor finance compensation scheme hanging by a thread amid legal row

    May 8, 2026

    The City watchdog has told lenders to prepare for the “alternative scenario of no scheme” in the long-running motor finance scandal as another legal showdown brews. The Financial Conduct Authority (FCA) has received four legal challenges including from lenders Volkswagen Financial Services, Mercedes-Benz Financial Services and Crédit Agricole Auto Finance. On the consumer side, the [...]

  • FCA struggles with rising whistleblower caseload 

    May 8, 2026

    The City has seen a jump in whistleblowing alongside a slowdown in the number of cases being closed in signs the UK’s financial watchdog is struggling to handle the caseload. The volume of whistleblowing reports rose by nearly 30 per cent in the UK in the first three months of the year to hit a [...]

  • City watchdog probes Mastercard, Visa, Paypal for alleged anti-competitive conduct

    May 6, 2026

    The City watchdog has confirmed it is investigating a trio of payments giants over alleged anti-competitive conduct. The Financial Conduct Authority (FCA) will probe Mastercard, Paypal and Visa under the Competition Act 1998 regarding its suspected conduct related to the “funding and usage” of Paypal’s digital wallet. Paypal’s digital wallet is an app-based system that [...]

  • Banning payment for order flow is an EU blunder the UK shouldn’t repeat

    April 29, 2026

    As the EU looks to impose a full ban of payment for order flow, Sylvain Thieullent argues why that would be misguided for the UK.

  • Mercedes Benz joins legal battle over £9bn motor finance scheme

    April 29, 2026

    Mercedes Benz is confirmed to be among the four legal challenges lodged against the UK financial watchdog’s motor finance redress scheme. The financial services arm of the German car giant is set to challenge the scheme that puts the car finance industry on the hook for £9.1bn in compensation. The carmarker has thus far set [...]

  • Santander UK profit slides after motor finance reserves balloon

    April 29, 2026

    Santander UK’s profit took a knock in the first quarter of the year after the bank made another hefty top up to its motor finance provisions. The UK arm of the Spanish banking giant booked a £202m pre-tax profit for the first three months of 2026. This was down 44 per cent from the same [...]

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