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Fintech

  • Revolut poised to hit Natwest and Lloyds in deposit war

    Banking

    Revolut’s long-awaited UK banking licence approval is set to trigger a “deposit war” that could hand a major blow to incumbent giants Natwest and Lloyds. The $75bn fintech juggernaut finally bagged its full-fat UK banking permit earlier this month after a four-year tussle with regulators. Analysts are expecting the move to send ripples across the [...]

    Sleek modern design of Revoluts new office space featuring open workstations and collaborative meeting areas
  • Alastair Lukies: AI is humanising tech and will positively impact us all

    Opinion

    Fintech pioneer Alastair Lukies takes us through his career, from Monitise to his new AI endeavour, in this week's Square Mile and Me.

    Alastair Lukies discussing AI advancements at Endava conference
  • Zopa Bank’s profit booms despite ‘penalised’ motor finance hit

    Fintech

    Zopa Bank cruised to its third consecutive year of profitability in 2025 but has offered a stark warning it feels “penalised” by the UK’s financial watchdog after getting swept up in the motor finance scandal. The Canary Wharf fintech has set aside £7.9m in provisions for the car mis-selling saga, which centres around the use [...]

    Woman using Zopa Bank credit card and smartphone app, demonstrating digital banking on-the-go features.
  • Trust, not technology, is the real currency of financial services

    March 18, 2026

    Fintechs are under pressure from outages, data leaks and rising fraud. True financial innovation should make systems safer, more transparent and more reliable for customers, says Nick Murray-Leslie Traditional banks and digital-first fintechs are locked in a battle for customers with much of the industry’s messaging still focused on AI, platforms and digital transformation. But [...]

  • Boku boss: Nasdaq is no ‘silver bullet’ for fintech listings

    March 17, 2026

    The boss of one of the London market’s fastest growing fintech companies has warned flocking to a listing on Wall Street is no “silver bullet” for firms seeking deeper liquidity than what’s on offer in the City. Stuart Neal, the chief executive of Boku, told City AM shifting the firm’s listing across the Atlantic would [...]

  • Starling on hunt for new chair as Deloitte veteran bows out

    March 17, 2026

    UK fintech Starling is on the hunt for a new chair following the news the firm’s current head would exit later this year. Starling said on Tuesday that David Sproul, the bank’s chair since October 2021, would step down once a successor is appointed. Sproul joined Starling after a near two-decade long career at Big [...]

  • UK fintech Pockit borrows cash from Spanish railway architect

    March 17, 2026

    Pockit has borrowed money from an award-winning Spanish railway architect in one of the most unusual debt raises completed by a British fintech. The Cardiff-based business, which offers prepaid accounts to customers without a credit score, has signed a debenture agreement with Anchorgate Management, a British Virgin Islands company controlled by architect Santiago Calatrava, company [...]

  • Britain and America must shape the rules for digital assets together

    March 13, 2026

    Digital assets are not just a fintech trend, they are changing how value is created, exchanged and settled in the global economy, says Lord Kulveer Ranger The race to shape the rules for digital assets is no longer theoretical — it is already underway, and it is moving fast. Across the world, governments are beginning to [...]

  • Revolut to IPO above $100bn, says former licence boss

    March 13, 2026

    The man who steered Revolut’s pursuit of banking licences in its early stages has said he expects the fintech giant to make its public debut with a price tag north of $100bn. In an exclusive video interview with City AM, Will Mahon-Heap, the former head of international and authorisations at Revolut, said: “I think it [...]

  • Revolut’s triumph reminds us what British tech sector is capable of

    March 12, 2026

    There hasn’t been much good news around lately – between the UK’s miserable growth trajectory, war in the Middle East and the whiff of decay in Downing Street, it’s been hard to find the optimism. But when something genuinely impressive happens in British business, it’s worth pausing to take notice. And this week we had [...]

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