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challenger banks

  • How HSBC and Standard Chartered are riding high on Asia’s wealth

    Banking

    London’s banking giants are circling the UK’s wealth management pie. But two other top lenders could be carving out a feast 6,000 miles away.  HSBC and Standard Chartered posted hefty bumps to their wealth divisions, driven by a strategic focus on Asia and the Middle East. In financial results shared on Wednesday, HSBC revealed bank-wide [...]

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  • Revolut: Inside Nik Storonsky’s $75bn fintech empire still waiting for its crown

    Fintech

    In Revolut’s shiny new Canary Wharf headquarters, the command ‘Get Sh*t Done’ is bolted onto the walls. The unconventional office mantra is a stark reminder of co-founder Nik Storonsky’s acerbic, straight-talking manner that has kept the gas pumping at the UK’s most valuable fintech since it opened for business in 2015. “Whenever a target is set, [...]

    Revolut app interface on smartphone screen showcasing financial transaction features, set against a modern office background.
  • Secure Trust Bank sells motor finance arm after £21m hit

    Banking

    Specialist lender Secure Trust Bank has offloaded its motor finance arm, becoming the latest UK bank to retreat from the sector, which has been wrapped up in scandal. The bank sold its remaining vehicle finance loan book to European Alternative Investment Fund Manager LCM Partners in a move expected to increase the bank’s CET1 ratio – a [...]

    Sabre Insurance has recovered from recent turbulance.
  • UK bank ramps up fight for savers after rebrand 

    January 22, 2026

    The battle to bank Britain’s savers has ramped up with the arrival of a new name, set to challenge ‘easy access’ incumbents such as JP Morgan’s Chase, Goldman Sachs’ Marcus and fintechs like Oaknorth.  The former UK arm of Jamaica National Group, previously dubbed JN Bank UK, has revamped its operations after being sold in [...]

  • Jamie Dimon warns markets are under-estimating global risks

    January 13, 2026

    The boss of JP Morgan, Jamie Dimon, has warned global markets not to underestimate current risks, as the US banking giant hiked its provisions for bad loans. The world’s most influential banker said that whilst the US economy had remained “resilient” and consumer and business trends were “generally healthy,” ongoing risks persisted. “Markets seem to under-appreciate [...]

  • City watchdog to lift motor finance complaints pause earlier than expected

    December 3, 2025

    The City watchdog has lifted the cap on motor finance complaints following the landmark ruling from the Supreme Court over the summer. The Financial Conduct Authority said it would ditch the pause on complaints from 31 May 2026 – two months ahead of plan. In a letter sent to banking bosses, the FCA has also [...]

  • The best cash bonus deals for switching current accounts

    October 30, 2025

    UK banks and building societies are handing out hefty cash bonuses to entice customers to switch accounts, with Nationwide among the sweetest offers. The building society recorded 54,347 switches between April and June, largely driven by its £200 switch incentive. Its Fairer Share scheme, which offers a one off bonus payment of £100, was also [...]

  • Fintech industry takes aim at ‘logic-defying’ banking watchdog

    October 20, 2025

    The industry body for UK fintech will today take aim at the banking watchdog in a scathing report that will blast “logic-defying” regulation. A fresh report from Innovate Finance, seen by City AM, will accuse the Prudential Regulation Authority’s (PRA) of “excessive” requirements that create an “uneven playing field for UK challenger banks, placing heavy [...]

  • High street banks’ SME lending comeback inches forward 

    September 11, 2025

    High street banks’ return to small- and medium-sized enterprises (SME) inched onwards in the second quarter.  The big banks have turned back to the area as the government clamps down on smaller firms’ difficulty accessing finance. Top bosses were summoned earlier this year for talks with ministers covering how to improve lending to SMEs. In [...]

  • Challenger banks face ‘profitability trap’ at growth crossroads

    September 8, 2025

    The UK banking sector faces a profitability roadblock that will give the industry’s challengers an “existential” turning point.  Fresh data from KPMG suggests the industry’s average return on equity will fall to eight per cent come 2027 down from 13 per cent four years prior. This is set to spark an £11bn reduction in pre-tax [...]

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