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  • Cameron must now translate his vision into concrete action

    October 2, 2013

    THERE is, of course, a place for soundbites. David Cameron’s speech yesterday had those in spades; some were even pretty good. The Prime Minister spoke up for the profit motive, for enterprise, hard work, improved standards in education and called for a land of opportunity. He defended business from the vicious attacks of Ed Miliband, [...]

  • Cameron needs growth gazelles to bring life to his land of opportunity

    October 2, 2013

    IN HIS speech to the Conservative Party conference yesterday, David Cameron told the audience that the government’s great project was to make Britain a land of opportunity. He argued that Conservatives should see their mission as building a Britain where humble dreams like owning your own home or starting your own business are within the [...]

  • Why the clouds surrounding the banking industry may be starting to shift

    October 2, 2013

    YOU COULD forgive me for being a little nervous at the prospect of the party conference season. Bankers have hardly been flavour of the month at these political jamborees in recent years. And at all three parties’ annual get togethers, there have previously been vocal elements unafraid to let rip at our industry – at [...]

  • US politicians need to grow up before growth is shut down

    October 1, 2013

    IT is time for Americans to decide: do they want to be a social democracy, Eurozone style, with high levels of tax and public spending, or do they want to be a small state society, with low taxes and low levels of public spending? The partial government shutdown and the political warfare between Barack Obama [...]

  • Lenders to face crisis survival tests every year

    October 1, 2013

    BRITAIN’S biggest lenders will be put through their paces every year to see if their capital buffers will keep them afloat through a range of possible economic stresses and strains, the Bank of England said yesterday. The new tests aim to make sure banks’ capital buffers are adequate, and to standardise the approach taken to [...]

  • Mortgage lending hits 2008 levels even before Help to Buy extension

    September 30, 2013

    THE HOUSING market had begun picking up steam even before the government rushed forward the next stage of its Help to Buy scheme, Bank of England figures showed yesterday. In August, when lenders still believed that the latest set of mortgage guarantees would not be available until January, the number of mortgages approved rose to [...]

  • Cameron puts European rights law on notice

    September 29, 2013

    DAVID Cameron yesterday indicated that he is ready to pledge to abolish the Human Rights Act in the Conservatives’ manifesto for the 2015 general election. The Prime Minister said he would do “whatever that takes” to ensure Britain can deport foreign criminals that the government believes pose a threat to national security, including replacing the [...]

  • ­Help to Buy isn’t the answer to the Conservative predicament

    September 29, 2013

    WITH just 20 months to go before the general election, the Tories need to get their skates on. While many London-centric, private sector employed middle class professionals see Ed Miliband as an unelectable joke, the rest of the country disagrees. YouGov puts Labour 11 points ahead, suggesting a 100 seat majority for Miliband’s party, partly [...]

  • Borrowers set for small cut in interest rates

    September 29, 2013

    MORTGAGE borrowers who use the government’s new guarantee scheme could see interest rates fall by up to one percentage point, City A.M. understands. Banks lending under the scheme will have to pay the government a fee for each mortgage given out, a cost that will be passed on to borrowers. But the fee will only [...]

  • London Report: UK data to show the economy in healthier state

    September 29, 2013

    EXPECTED improvements in the purchasing managers’ index (PMI) data for manufacturing, construction and services this week should all point to further signs of the UK’s economic growth. “The purchasing managers’ surveys are expected to show further robust growth in September across the services, manufacturing and construction sectors which would bode well for hopes that GDP [...]

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